Bank Fishing Tips to Catch Your Limit from Shore

Nov 13, 2025 | 5 minute read
Reading Time: 5 minutes

Fishing from the bank is one of the most efficient and cost-effective ways to approach the sport of angling. While fishing from a watercraft is great, you can catch many of the same species in from shore with a good strategy and the right fishing spots. It doesn’t matter if you spin fish, baitcast, or fly fish, the bank is productive. And that goes for both freshwater and saltwater!

A view from above of an angler fishing from a bank next to a small pond on a clear day.

In this guide, I’ll show you exactly why and how. From my years of experience guiding across the country and fishing across the world, I’ll let you in on some tips to make your bank fishing trip productive. Ready to learn? Let’s dive in!

What is bank fishing?

Bank fishing basically means all fishing that happens from shore. You can include piers and docks if you want, as your feet are still firmly planted on the ground! However, bank fishing is different from wade fishing, where you enter the water to cast your line. Of course, it’s also different from anything involving watercraft.

Most entry-level anglers will begin by bank fishing and many experienced anglers prefer to fish in this way, too. Using the bank helps to maintain a low profile, and while you can’t reach out as far without wading or watercraft, you can catch just as many fish by reading the water and using the following proven tactics…

How to Go Bank Fishing

While bank fishing seems simple, it’s actually more nuanced than you might expect. Finding the right spots and choosing the best gear and techniques are critical factors. Reading the water is no easy task, and it’s vital for finding fish along the bank.

Bank Fishing Equipment

An ultralight fishing rod resting on some rocks next to a river on a bright day

You can bank fish with any form of rod and reel. You can even handline or fish with your bare hands if desired. For the most part, though, you’ll need a spin, baitcasting, or fly fishing setup. Basic line clippers, weights, swivels, and standard equipment apply – with trolling gear being the exception. Most bank fishing gear is the same as what you’d use on a boat, but surf fishing and super heavy-duty applications may call for specialized rods.

Rigging for Bank Fishing

Again, rigging isn’t much different than any other form of fishing. The water depth and current speeds will dictate how you rig. For example, casting bait rigs into heavy currents calls for more weight to get down quickly. Fishing slow currents or lakes means you have more flexibility in weight and rigging to reach depth at your own pace. 

For the most part, bank fishing is done with a cast-and-retrieve approach or a sit-and-wait approach. You can cover miles while walking the bank, or rig a bobber and sit in a camp chair until something bites. My favorite approach is to cast and move because I can cover ground and learn where fish hold in the lake or river. If you know a single spot is productive, however, sitting and waiting is great.

Selecting Baits and Lures

An assortment of colorful spoon lures for river fishing laid out on a stump of a tree

Your lures and baits will vary based on the species and environment. That being said, the following general options can work just about anywhere:

  • Spoons and spinners. You can’t go wrong with a simple spinner or metal spoon. These lures catch everything from Trout to Pike, and they’re easy to find and use.
  • Jigs. You’ll never go wrong with a jig. A bucktail jig or jig with a soft plastic imitation is likely the most versatile thing you can fish. They work well vertically or on the cast and retrieve. 
  • Worms and eggs. Night crawlers, mealworms, red wigglers, and salmon eggs are all great on a bait hook! Of course, you can catch grasshoppers and other local insects as well.
  • Crankbaits and stickbaits. For more aggressive fish like Bass and Pike, try a deep diving crankbait or one that rides closer to the surface. They work in saltwater from the shore as well.  

What can I catch when bank fishing?

A closeup of a Bass with a lure in its mouth next to a calm lake on a clear day.

You can catch just about anything in fresh and saltwater from the bank. Musky, Pike, Bass, Trout, Catfish, and other freshwater species are all accessible. In saltwater, you can catch many species, but the odds of a Marlin, Sailfish, or other pelagic species are lower. That said, I’ve caught plenty of Jack Crevalle, Mahi Mahi, and other exciting species from shorelines with steep drop-offs.

Where to Go Bank Fishing

So what actually makes for a good bank fishing spot? Well, that depends on the fish species you’re after. A general guideline is to find the right habitat. It’s a good idea to drive shorelines when possible and to walk them where the road ends. When you find a great spot, keep it to yourself and take advantage of the great fishing.

Rivers

A group of anglers lined up on the shore of a quiet creek among green trees, casting into the water
Photo courtesy of Thank Goodness I Fly Fish

Look for eddies where insects and food circulate in the current. Eddies are often deep with slow-moving spots that hold big fish. They’re great for a variety of species, too. Also, look for deep tailouts at the bottom of a run or gradient change. Undercut banks are a favorite as they create an ambush position for bigger fish. Lastly, you can score big by focusing efforts below dams and prominent structures like bridges. 

Lakes

A person walking alone on a wooden dock toward a calm lake, where colorful autumn trees and houses are reflected in the water.

Stillwater environments are much different from rivers. Deeper areas are typically a good way off the shoreline. Look for cliffs, rip-rap banks, and any areas with water that drops off quickly for success. Structure is also a critical component in lakes, so you’ll want to look for trees, rocks, and bankside habitat that allows fish to live comfortably along the shoreline. 

It’s a common habit to look farther first, but I’ve learned that it’s best to work close to shore first and gradually reach out farther. Many fish sit near shorelines where terrestrial insects, mice, frogs, and other food are more accessible. 

Saltwater

A view from behind of a man casting from the surf with a long rod into the ocean in Mexico at sunset on a bright day
Photo courtesy of Zach Lazzari

Surf fishing from shore is popular with heavy-duty rods and heavy weights. You’ll cast out far, allow the baited rig to sink, and wait for the pull of a fish. This is a great way to bank fish in the ocean. Your best bet is to fish the jetties or walk out on piers. Personally, I love walking beaches and rocky shorelines while casting and retrieving lures. Topwater teasers are especially fun if the bite is hot.

Bank Fishing FAQs

Are you ready to hit the bank?

A lone angler fishes from a rocky shoreline under heavy cloud.

With some effort and basic fishing equipment, you can catch some big fish from the bank! There’s no need for boats or wading equipment, but you will need to read the water and spend some time finding productive spots. Bank fishing is a ton of fun and one of my favorite ways to fish. Grab a rod – along with your favorite lure – and hit the water!

Are you a bank fishing expert? We’d love to hear your tips and tricks for success on the water. Chime away in the comments below!

Author profile picture

Zach Lazzari is a freelance outdoor writer, full-time traveler, and expedition angler. He drove the Pan American Highway, chasing fish and whitewater across 13 countries, and continues pushing the limits of travel, fishing, whitewater, and hunting. Join his Field Notes Newsletter and follow his travels at zachlazzari.com.

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