If you’re looking to enrich your vacation, join Reel Fun Charters for a trip around the waters of Panama City Beach! Captain Terry McGowen has over 2 decades of experience, and he knows waters all the way from Louisiana to the Bahamas. He’ll make sure that your trip is as productive as possible.

Explore these productive waters on board a 24’ Sea Pro center console boat, restored in 2016. It is equipped with a 250 HP Yamaha engine, and it can develop some serious speed. The boat can comfortably accommodate up to 4 people, so bring a few friends and have a fishing adventure!

Capt. Terry will provide you with quality fishing equipment, fine tackle, and reels. He will also bring lures and live bait, and will take care of the fishing license. He supports catch and release, but if you’d like, you can take your catch home for a meal or to fill the freezer. If fishing on the fly is your thing, Capt. Terry has the gear on the boat.

You will target different fisheries depending on what’s the most productive spot at the moment, staying inshore, or treading further off the coast, to reefs and wrecks. You can try jigging, or fly fishing, using light tackle. Captain Terry is experienced and knows what works best. You’ll target Red Snapper, Kingfish, Spanish Mackerel, Tarpon, Mahi Mahi, Redfish, and Amberjack.

Feel free to bring your kids along on an amazing journey they’ll always remember! Put on sunblock, shades, and a cap. Bring snacks and drinks, and come along for a fun day out!

Join Reel Fun Charters and explore the fish-rich waters off the coast of Florida for an unforgettable day on the water!



Select date to see available trips and rates:

  • Private trip
    2 Hour Kids Trip
    FREE Cancellation 3 days notice
    2 Hour Trip, starts at 11:00 AM
    $400
    The duration of this trip makes it a great option for kids to experience fishing! It's a hands-on adventure where you'll look for a variety of local species as well as dolphins.
  • Private trip
    Half Day Trip (AM)
    FREE Cancellation 3 days notice
    4 Hour Trip, starts at 6:30 AM
    $700
    This 4-hour trip is a great way to kickstart your morning. Whichever month you decide to book a trip, you will have a variety of species to target. The likes of Trout, Redfish, Bonito, Bluefish, Shark, Mahi Mahi, King or Spanish Mackerel are just some of them. The captain will provide quality fishing gear, and the fishing license. If you like to catch fish on the fly, the equipment is available onboard. You can take the catch home, just bring a cooler. Put on sunblock, grab food and drinks, and come!
  • Private trip
    Half Day Trip (PM)
    FREE Cancellation 3 days notice
    4 Hour Trip, starts at 12:30 PM
    $700
    This 4-hour fishing trip lets you explore fishing in Panama City. The season is great year-round, and you will go after Spotted Seatrout, King or Spanish Mackerel, Redfish, Bonito, Bluefish, Shark, or Mahi Mahi. The captain will provide rods, reels, tackle, lures, and live bait, as well as a fishing license. Fly fishing gear is onboard. You can take the fish home, and can bring a cooler to store it. Put on sunblock, grab food and drinks, and a camera.
  • Private trip
    Shark fishing
    FREE Cancellation 3 days notice
    4 Hour Trip, starts at 7:00 AM
    $700
    Shark fishing with liter tackle.makes it a little more challeging.also sight fishing
  • Private trip
    5 Hour Trip – Offshore (AM)
    FREE Cancellation 3 days notice
    5 Hour Trip, starts at 6:30 AM
    $850
    A 5-hour gulf fishing trip running from 6:30 a.m. to 11:30 a.m.
  • Private trip
    5 Hour Trip – Offshore (PM)
    FREE Cancellation 3 days notice
    5 Hour Trip, starts at 12:30 PM
    $850
    A 5-hour afternoon gulf fishing trip running from 12:30 p.m. to 5:30 p.m.
  • Private trip
    3/4 Day Trip
    FREE Cancellation 3 days notice
    6 Hour Trip, starts at 6:30 AM
    $1,000
    This trip is for anglers who want to have a bit more for fishing. The bite is solid throughout the year, and you can fish for Reds, Bonito, Bluefish, Shark, Mahi Mahi, Speckled Seatrout, Spanish or King Mackerel. The captain will supply you with rods, reels, tackle, lures, and live bait, as well as a fishing license. You can also find fly fishing equipment onboard. if you'd like, take your home, and bring a cooler to store it. Put on sunblock, grab food and drinks, a camera, and dress comfortably.
  • Private trip
    Full Day Trip
    FREE Cancellation 3 days notice
    8 Hour Trip, starts at 6:30 AM
    $1,200
    On this full day fishing trip, you will have plenty of time to try and land trophy catch. Fish are in the water year-round, and you can fish for Reds, Bonito, Bluefish, Shark, Mahi Mahi, Speckled Seatrout, Spanish or King Mackerel. The trip rates include a fishing license, fly fishing equipment, rods, reels, tackle, lures, and live bait. Catch and release is supported, but if you'd like, you can take the catch home. Put on sunscreen, grab food and drinks, bring a cap, and sunglasses.
There are 7 people looking at this charter.

About the Captain

Terry McGowen
Panama City Beach, Florida, United States
ID & License verified
136 Customer reviews
Response time within an hour
Member since November 2014
Angler's Choice
The Angler's Choice Award is given to listings that consistently deliver a high-quality service and earn great reviews from customers.
Captain Terry is the owner and a captain aboard Reel Fun Charters. He's been steering boats around the Gulf, and knows waters all the way from Louisiana to the Bahamas. Captain Terry has over two decades of experience, and delivers professional service to his customers. He has also taken part in deep sea tournaments with success, and is often asked to step behind the wheel of private boats. He uses quality fishing gear, and knows the spots where fish are biting.

About this listing

Targeted species

Amberjack Amberjack
Bonito Bonito
Cobia Cobia
Dolphin (Mahi Mahi) Dolphin (Mahi Mahi)

Boat specs

Sea Pro (Center console) originally built in 2006, and restored in 2016. Powered by a 250HP Yamaha SHO engine, with a maximum cruising speed of 26 knots.

Length
24 ft
Capacity
4 persons

Types of fishing

Inshore Fishing
Nearshore Fishing
Reef Fishing
Wreck Fishing
Flats Fishing

Fishing techniques

Light Tackle
Jigging
Fly Fishing
Deep Sea Fishing

Amenities

GPS
Fishfinder
Live Bait Well
Wireless Trolling Motor
Ice Box

Trip includes

Rods, reels & tackle
Live Bait
Lures
Fishing License
Fly Fishing Equipment

Cancellation policy

Free cancellation up to 3 days prior to trip

You can cancel or modify your booking up to 3 days days before the trip date, free of charge. If you cancel or modify your booking later, or fail to show up, you'll forfeit 100% of what you've paid.

Listing policies

Pickup not included
Transfer to/from departure site is not included in trip rates.
Child Friendly
You Keep Catch
Catch and Release Allowed

Payment

Book with 20% deposit, pay rest to captain

When the captain confirms your trip, FishingBooker charges your credit card a 20% deposit to guarantee your reservation.

The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:

Cash
Visa
Mastercard
American Express
PayPal
Checks

Panama City Beach Fishing Calendar

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Customer reviews

Rating Summary
Excellent
4.8 / 5
out of 5 stars from 136 reviews
Boat
Excellent
4.8 / 5
Crew
Excellent
4.9 / 5
Experience
Excellent
4.8 / 5
Photos & videos by reviewers (99)
Perfect Day
Amazing trip!
Amazing trip!
+96
Angler Rating
124
7
2
2
1
Anglers Claimed
Good experience
96%
Friendly captain
100%
Recommend this charter
96%
Appropriate for children
94%
Satisfied with the boat
100%
Catch intended fish
86%
Sort By:
Featured  
Showing:
5 of 136 reviews
Julie K.
Atlanta, GA
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

It reely was fun!

VERIFIED   3/4 Day Trip on July 3, 2022
We had an amazing time for my dad’s birthday! He hadn’t gone fishing for at least 5 years prior to this trip and it was...
Julie K. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this review helpful
Julie K. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this review helpful

Annette H.
Las Vegas, NV
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Absolutely amazing!

VERIFIED   2 Hour Kids Trip on April 11, 2022
Our boy were 9 and 12, Captain Josh was patient and friendly.  He tirelessly baited all the hooks and helped untangle the...
Annette H. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this review helpful
Annette H. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this review helpful

Cristie H.
Athens, GA
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Four hour trip

VERIFIED   Half Day Trip (AM) on July 7, 2022
We took a four hour trip, leaving at 6:30 am. John, our capital was awesome. He was funny and kind and patient, especially...
Cristie H. recommends Reel Fun Charters
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Cristie H. recommends Reel Fun Charters
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Jeff D.
Dallas, TX
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Fun with my boys

VERIFIED   Half Day Trip (PM) on May 31, 2022
Had a great day with my 16 and 12 year old boys. We’re here every summer and the last couple of years have been a bust. Found...
Jeff D. recommends Reel Fun Charters
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Jeff D. recommends Reel Fun Charters
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Curt T.
Atlanta, Georgia
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Best Experience

VERIFIED   2 Hour Kids Trip on June 10, 2022
The experience and trip from beginning to end was Awesome!! Captain Terry was nice personable informative and went out of his...
Curt T. recommends Reel Fun Charters
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Curt T. recommends Reel Fun Charters
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FAQs about Reel Fun Charters

Reel Fun Charters offers the following trips to customers:
  • $400 per group - 2 Hour Kids Trip (2 hours)
  • $700 per group, additional $50 per person after 2 guests - Half Day Trip (AM) (4 hours)
  • $700 per group, additional $50 per person after 2 guests - Half Day Trip (PM) (4 hours)
  • $700 per group, additional $50 per person after 2 guests - Shark fishing (4 hours)
  • $850 per group, additional $75 per person after 2 guests - 5 Hour Trip – Offshore (AM) (5 hours)
  • $850 per group, additional $75 per person after 2 guests - 5 Hour Trip – Offshore (PM) (5 hours)
  • $1,000 per group, additional $75 per person after 2 guests - 3/4 Day Trip (6 hours)
  • $1,200 per group, additional $75 per person after 2 guests - Full Day Trip (8 hours)

When you book a trip with Reel Fun Charters, you can expect the following amenities onboard:
  • GPS
  • Fishfinder
  • Live Bait Well
  • Wireless Trolling Motor
  • Ice Box

Trips booked with Reel Fun Charters include:
  • Rods, reels & tackle
  • Live Bait
  • Lures
  • Fishing License
  • Fly Fishing Equipment

Reel Fun Charters offers the following types of fishing:
  • Inshore Fishing
  • Nearshore Fishing
  • Reef Fishing
  • Wreck Fishing
  • Flats Fishing

Reel Fun Charters offers the following fishing techniques:
  • Light Tackle
  • Jigging
  • Fly Fishing
  • Deep Sea Fishing

Top targeted fish species with Reel Fun Charters include:
  • Amberjack
  • Bonito
  • Cobia
  • Dolphin (Mahi Mahi)
  • King Mackerel (Kingfish)
  • Redfish
  • Snapper (Red)
  • Tarpon