Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the ‘Lock N Load’, a 28’ Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.



Select date to see available trips and rates:

  • Private trip
    3/4 Day Trip
    FREE Cancellation 7 days notice
    6 Hour Trip, starts at 6:00 AM
    $1,320
    Add a few more hours to a half day and spend more time on the water. And more time means more fish! When the season allows, head to the reefs for Snapper and try bottom fishing. Troll for Kingfish, Wahoo, and many other exciting species.
  • Private trip
    Half day PM
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 12:30 PM
    $880
    Afternoon trolling
  • Private trip
    Half Day Trip (AM)
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 6:00 AM
    $880
    Don't let the length of the trip fool you. You will have plenty of time to test yourself in trolling for King Mackerel, Wahoo, and many other species nearshore.
  • Private trip
    Half Day Trip (PM)
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 11:00 AM
    $880
    The trip may start at 11 in the morning. The package is especially great for families fishing with children. Capt. Steve will guide you and your kids through the basics before you even make your first cast. He will take you fishing state waters for whatever is biting.
There is 1 person looking at this charter.

About the Charter Operator

Steve Brown's Lock N Load Charters
Destin, Florida, United States
Angler's Choice
ID & License verified
139 Customer Reviews
Response time within an hour
Member since April 2015
Captain Steve Brown is a Tennessee native. Growing up, Steve spent most of his time hunting and fishing the banks of the Tennessee River. When Steve graduated with a degree in theology, he went to professionally guide hunting trips in central Montana. But the waters of the ‘World’s Luckiest Fishing Village’ have always been his dream. Steve moved to Destin in 2001 and began learning from other captains and anglers along the Emerald Coast. Eventually, he won ‘Captain of the Year’ in 2011 and the world famous ‘Destin Fishing Rodeo.’

About this listing

Targeted Species

Amberjack Amberjack
King Mackerel (Kingfish) King Mackerel (Kingfish)
Sailfish Sailfish
Shark (Blacktip) Blacktip Shark

Shark (Hammerhead) Hammerhead Shark
Shark (Mako) Mako Shark
Sheepshead Sheepshead
Snapper (Red) Red Snapper

Snapper (Vermilion) Vermilion Snapper
Wahoo Wahoo

Boat Specs

Mako (Cuddy cabin) originally built in 1989, and restored in 2020. Powered by a 350HP Yamaha engine, with a maximum cruising speed of 25 knots.

Length
28 ft
Capacity
6 persons

Types of Fishing

Nearshore Fishing
Offshore Fishing
Reef Fishing
Wreck Fishing

Fishing Techniques

Light Tackle
Heavy Tackle
Bottom Fishing
Trolling
Deep Sea Fishing

Amenities

Toilet
GPS
Fishfinder
Flybridge
Live Bait Well
Ice Box
Toilet
GPS
Fishfinder
Flybridge
Live Bait Well
Ice Box

Trip Includes

Rods, reels & tackle
Live Bait
Lures
Catch cleaning & filleting
Fishing License

Cancellation Policy

Free cancellation up to 7 days prior to trip

Customers can cancel or modify their booking up to 7 days before the trip date free of charge. If the trip is canceled or modified later, or in the event of a no-show, 100% of the deposit will be charged.

Listing Policies

Pickup not included
Transfer to/from departure site is not included in trip rates.
Child Friendly
You Keep Catch
Catch and Release Allowed

Payment

Book with 10% deposit
When the captain confirms your trip, FishingBooker charges your credit card a 10% deposit to guarantee your reservation.
Pay remaining balance to captain
The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:
Cash
Visa
Mastercard
American Express
Checks

When paying the remaining balance with a credit card, there is a 4% fee.

Destin Fishing Calendar

Loading Fish Calendar!
Please Wait...

Customer Reviews

Rating Summary
Photos & videos by reviewers (161)
4.8
Excellent Excellent Excellent Excellent Excellent
out of 5 stars from 139 reviews
Boat
Excellent Excellent Excellent Excellent Excellent
Crew
Excellent Excellent Excellent Excellent Excellent
Experience
Excellent Excellent Excellent Excellent Excellent
Half Day Morning Trip with Captain Steve was a Blast!
4 hour trip with Capt. Mike
4 hour trip with Capt. Mike
+158
Angler Rating
122
8
7
0
1
Anglers Claimed
Good experience
93%
Friendly captain
99%
Recommend this charter
94%
Appropriate for children
98%
Satisfied with the boat
99%
Catch intended fish
86%
Sort By:
Featured  
Showing:
5 of 139 reviews
Adam S.
Houston, Texas
Excellent Excellent Excellent Excellent Excellent  5.0
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

Honest Review June 2021

VERIFIED   3/4 Day Trip on June 1, 2021
We scheduled a half day trip with Captain Steve. We were waiting for this trip all month and Captain Steve delivered an AMAZING...
Adam S. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Dalton H.
Baton Rouge, Louisiana
Excellent Excellent Excellent Excellent Excellent  5.0
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

Half Day Trip

VERIFIED   Half Day Trip (AM) on June 9, 2021
Had a great time with Captain Steve! We had a half day trip, but it was so much more than I could have asked for! We were even...
Dalton H. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Dain C.
New Windsor, NY
Excellent Excellent Excellent Excellent Excellent  5.0
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

6hr trip

VERIFIED   3/4 Day Trip on June 2, 2021
Great customer relationship building with Captain Steve. He was very attentive to our every need or want. I would highly recommend...
Dain C. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Keri F.
Memphis, TN
Excellent Excellent Excellent Excellent Excellent  5.0
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

Half Day Trip with Captain Steve

VERIFIED   Half day PM on June 8, 2021
This was the second year in a row we chartered the Lock and Load with Captain Steve.  It was the highlight of our week in...
Keri F. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Matthew D.
United States
Excellent Excellent Excellent Excellent Excellent  5.0
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

4 hour trip with captain Steve

VERIFIED   Half day PM on July 1, 2021
Our trip was great. We first made a quick stop to fish for some small bait fish. This was fun as we were pulling them up two...
Matthew D. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

FAQs about Lock N Load Charters

Lock N Load Charters offers the following trips to customers:
  • $880 per group, additional $100 per person after 4 guests - Half Day Trip (AM) (4 hours)
  • $880 per group, additional $100 per person after 4 guests - Half day PM (4 hours)
  • $880 per group, additional $100 per person after 4 guests - Half Day Trip (PM) (4 hours)
  • $1,320 per group, additional $100 per person after 4 guests - 3/4 Day Trip (6 hours)

When you book a trip with Lock N Load Charters, you can expect the following amenities onboard:
  • Toilet
  • GPS
  • Fishfinder
  • Flybridge
  • Live Bait Well
  • Ice Box

Trips booked with Lock N Load Charters include:
  • Rods, reels & tackle
  • Live Bait (Caught on the trip)
  • Lures
  • Catch cleaning & filleting
  • Fishing License

Lock N Load Charters offers the following types of fishing:
  • Nearshore Fishing
  • Offshore Fishing (State Waters)
  • Reef Fishing
  • Wreck Fishing

Lock N Load Charters offers the following fishing techniques:
  • Light Tackle
  • Heavy Tackle
  • Bottom Fishing
  • Trolling
  • Deep Sea Fishing

Top targeted fish species with Lock N Load Charters include:
  • Amberjack
  • King Mackerel (Kingfish)
  • Sailfish
  • Shark (Blacktip)
  • Shark (Hammerhead)
  • Shark (Mako)
  • Sheepshead
  • Snapper (Red)
  • Snapper (Vermilion)
  • Wahoo