Chief N Reef Charter Fishing LLC 

5.0
(29 reviews)
 
State licensed
 4600 Collegiate Drive, Panama City, FL 32405, United States–

Chief N Reef Charter Fishing LLC 

Panama City, FL, United States
–
23 ft
4
5.0
(29 reviews)

If you're here to make the most of fishing in Panama City, look no further than Chief N Reef Charter Fishing. Your guide for the day is Captain Wyatt, who has years of sport fishing experience.

These waters are known for Amberjack, Black Drum, Flounder, Gag Grouper, King Mackerel (Kingfish), Pompano, Redfish, Bull Shark, Red Snapper, Speckled Trout, and more – with any luck, you'll have tight lines in no time. During the trip, you might be light tackle fishing, trolling, jigging, bottom fishing, or maybe something more specialized in this area.

If you're traveling with the family, you will be glad to know that kids are welcome aboard! Feel free to bring your own snacks for a boost of energy when needed!

Your fishing vessel for the day is a 23' Epic center console that holds up to 4 passengers. Rods, reels, tackle, live bait, and fishing licenses are all included.

Be mindful that some species may have special rules or limited seasons. If you don't know what to expect, ask the captain.

Don't forget to bring sunblock, a hat, and sunglasses. Bottled water is included, free of charge. Alcohol is allowed, so long as you avoid glass bottles.

Now, time to hit the water with Chief N Reef Charter Fishing!

If you're here to make the most of fishing in Panama City, look no further than Chief N Reef Charter Fishing. Your guide for the day is Captain Wyatt, who has years of sport fishing experience.

These waters are known for Amberjack, Black Drum, Flounder, Gag Grouper, King Mackerel (Kingfish), Pompano, Redfish, Bull Shark, Red Snapper, Speckled Trout, and more – with any luck, you'll have tight lines in no time. During the trip, you might be light tackle fishing, trolling, jigging, bottom fishing, or maybe something more specialized in this area.

If you're traveling with the family, you will be glad to know that kids are welcome aboard! Feel free to bring your own snacks for a boost of energy when needed!

Your fishing vessel for the day is a 23' Epic center console that holds up to 4 passengers. Rods, reels, tackle, live bait, and fishing licenses are all included.

Be mindful that some species may have special rules or limited seasons. If you don't know what to expect, ask the captain.

Don't forget to bring sunblock, a hat, and sunglasses. Bottled water is included, free of charge. Alcohol is allowed, so long as you avoid glass bottles.

Now, time to hit the water with Chief N Reef Charter Fishing!

Wyatt Larson
Captain
Wyatt Larson
ID & credentials verified
responds within an hour

Select date to see availability

Trip date:
Group Size:
October 2026
SuMoTuWeThFrSa
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Group Size
2 adults • 0 children
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Half Day Trip – Inshore
In high demand Last booked: 1 day ago
FREE Cancellation 3 days notice
4 hour trip multiple starting times (7:00 AM, 2:00 PM)
Snapper (Mangrove)
Redfish
Flounder
Speckled Trout
US $600
Entire boat: up to 4 people
Half-Day Inshore Night Trip
In high demand Last booked: 3 days ago
FREE Cancellation 3 days notice
4 hour trip starts at 8:00 PM
Tarpon
Redfish
Shark (Blacktip)
Shark (Bull)
US $845
Entire boat: up to 4 people
Full Day Trip – Inshore
FREE Cancellation 3 days notice
8 hour trip starts at 7:00 AM
Snapper (Mangrove)
Redfish
Flounder
Speckled Trout
US $875
Entire boat: up to 4 people
Full Day Trip – Nearshore
FREE Cancellation 3 days notice
8 hour trip starts at 6:00 AM
Amberjack
King Mackerel (Kingfish)
Snapper (Red)
Snapper (Mangrove)
+2
US $1,250
Entire boat: up to 4 people
There are 155 people looking at this charter.

Customer reviews

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Rating

5.0
29 reviews
5.0
Boat & equipment
5.0
Captain & crew
5.0
Fishing Experience

Anglers' gallery (35)

Reviews (29)

  • Peyton Trimm
    Peyton Trimm
    us
    Alabama, US
    Member since 2026
    5.0
    Verified

    Capt. Wyatt is the man!!

    Full Day Trip – Inshore on June 27, 2026 • 3 adults

    One of the best days of fishing we have ever had! We booked Capt. Wyatt for a full day inshore trip, and he put us on fish from the first place we stopped until the very last cast! We started out by filling the boat with Mahi, and as soon as they stopped biting, we were off to the next spot where we caught some stud AJ’s, Snapper, and a monster Red Grouper! We finally capped off the last hour of the trip with a 38” and a 41” Bull Red! Couldn’t have asked for a better day or a better boat captain! Capt. Wyatt had more than enough bait for any species we came across. And to top it off, we had top notch service; from re-tying frayed lines to dip netting fish, he made sure we were taken care of! I would HIGHLY reccommend to anyone wanting to get put on some fish! We will deffinitely be back! Thanks Capt. Wyatt!

  • Charles Arnold
    Charles Arnold
    us
    Alabama, US
    Member since 2026
    5.0
    Verified

    trip was definitely worth it wish i had booked the longer trip we had a great time and captin was great with everyone including my daughter, which is only six years old and to me making sure the kids have a good time is better than anything

    Half Day Trip – Inshore on July 9, 2026 • 4 adults • 1 child

    if you have not booked with him i recommend it for sure you will not be disappointed at all it was an awsome trip and next time will book a longer trip may not have caught all the fish out there but he definitely makes the trip great and enjoyable either way and he is also great and helpful with kids which is mosy importnt about a fasmily trio is making sure the kids enjoy it and have a great time

  • Michael Vivian
    Michael Vivian
    Repeat angler
    us
    Texas, US
    Member since 2020
    5 trips
    5.0
    Verified
    New

    Wyatt was a great time

    Half-Day Inshore Night Trip on October 14, 2026 • 4 adults • 2 children

    Wyatt was so hands on with my son , he had a blast. You can tell Wyatt has a passion for fishing , and will do his best to get you onto the fish

  • Christopher Burke
    Christopher Burke
    Repeat angler
    us
    Florida, US
    Member since 2020
    2 trips
    5.0
    Verified

    Great trip!

    Half Day Trip – Inshore on June 25, 2026 • 3 adults

    Captain Wyatt was a great guide, we hit a variety of flats, bridge structure, docks and caught 7 different species with several keepers. 31 inch red and 25 inch trout keeper. Would highly recommend if yiu are looking for a laid back friendly experience with an experienced guide.

  • Timmy Rackley II
    Timmy Rackley II
    us
    Tennessee, US
    Member since 2026
    5.0
    Verified

    Great day on the water

    Half Day Trip – Inshore on July 15, 2026 • 3 adults

    Wyatt was great. He was there early ready to go and even jumped in to catch us extra bait. We will definitely be booking with him again and do a longer trip next time!

  • Turner Sibley
    Turner Sibley
    us
    Arkansas, US
    Member since 2026
    5.0
    Verified

    Wyatt is awesome

    Half Day Trip – Inshore on June 23, 2026 • 3 adults • 2 children

    me and rhe boys had a fantastic time, highly reccommend

  • Ryan Wilke
    Ryan Wilke
    us
    Wisconsin, US
    Member since 2026
    5.0
    Verified

    Fishing with Wyatt

    Full Day Trip – Inshore on April 2, 2026 • 2 adults

    Great guy very friendly .. put us on fish and caught multiple species…

  • Rebecca Huckaby
    Rebecca Huckaby
    us
    Tennessee, US
    Member since 2021
    4.7
    Verified

    Fishing with Wyatt

    Half Day Trip – Inshore on March 13, 2026 • 3 adults
  • Dakota Nupp
    Dakota Nupp
    Member since 2025
    5.0

    Captain Wyatt put us on some monster amberjacks

    Full Day Trip – Nearshore on May 31, 2025

    Captain Wyatt is very good at demonstrating how to use all of the equipment and teaching the technique of jigging. We caught a few of our fish on offshore jigs. Super cool! Great captain, great boat, and great trip. Highly recommend!

  • B A Lawless
    B A Lawless
    Repeat angler
    us
    Texas, US
    Member since 2020
    2 trips
    5.0
    Verified

    Wonderful Day on the Bay

    Half Day Trip – Inshore on September 10, 2025 • 4 adults

    Beautiful morning of fishing on St. Andrews Bay with Captain Wyatt. Great weather, great fishing...mackerel, trout, snapper, redfish. Will absolutely use Chief N Reef for our next visit to Panama City!

Rating

5.0
29 reviews
5.0
Boat & equipment
5.0
Captain & crew
5.0
Fishing Experience

Anglers' gallery (35)

All reviews (29)

Frequently mentioned
Showing 1 – 5 of 29 reviews
Peyton Trimm
Peyton Trimm
us
Alabama, US
Member since 2026
5.0
Verified
Capt. Wyatt is the man!!
Full Day Trip – Inshore on June 27, 2026 • 3 adults

One of the best days of fishing we have ever had! We booked Capt. Wyatt for a full day inshore trip, and he put us on fish from the first place we stopped until the very last cast! We started out by filling the boat with Mahi, and as soon as they stopped biting, we were off to the next spot where we caught some stud AJ’s, Snapper, and a monster Red Grouper! We finally capped off the last hour of the trip with a 38” and a 41” Bull Red! Couldn’t have asked for a better day or a better boat captain! Capt. Wyatt had more than enough bait for any species we came across. And to top it off, we had top notch service; from re-tying frayed lines to dip netting fish, he made sure we were taken care of! I would HIGHLY reccommend to anyone wanting to get put on some fish! We will deffinitely be back! Thanks Capt. Wyatt!

Reported catch:
Redfish
Bhrett Kistler
Bhrett Kistler
us
Georgia, US
Member since 2026
5.0
Verified
New
Loved fishing with Capt Wyatt.
Half Day Trip – Inshore on September 22, 2026 • 1 adult • 2 children

The three of us, dad and two boys (12), had a great time fishing today. We caught a bit of this and a bit of that. We tried all sorts of tackle and baits. The boys loved how much they got to do. Would fish with capt Wyatt again.

Reported catch:
Speckled Trout
Charles Arnold
Charles Arnold
us
Alabama, US
Member since 2026
5.0
Verified
trip was definitely worth it wish i had booked the longer trip we had a great time and captin was great with everyone including my daughter, which is only six years old and to me making sure the kids have a good time is better than anything
Half Day Trip – Inshore on July 9, 2026 • 3 adults • 1 child

if you have not booked with him i recommend it for sure you will not be disappointed at all it was an awsome trip and next time will book a longer trip may not have caught all the fish out there but he definitely makes the trip great and enjoyable either way and he is also great and helpful with kids which is mosy importnt about a fasmily trio is making sure the kids enjoy it and have a great time

Reported catch:
Mangrove Snapper
Speckled Trout
Redfish
Geof Carmack
Geof Carmack
us
Arkansas, US
Member since 2026
5.0
Verified
Epic trip Epic boat, capitan is a workhorse
Half Day Trip – Inshore on August 27, 2026 • 2 adults

we caught 5-6 different species. we had lots of action, when it got slow Watt got us back on them. We fished artifical, live bait, dragging crab and other fish. we missed s monster red about 40”. so much fun. Capt. never stopped getting bait, fixing backlashed reels, suggestions on how to fish. This experience is exactly what we were hoping for. Thank Capt. Wyatt.

Reported catch:
Mangrove Snapper
Redfish
Speckled Trout
Flounder
Michael Vivian
Michael Vivian
Repeat angler
us
Texas, US
Member since 2020
5 trips
5.0
Verified
New
Wyatt was a great time
Half-Day Inshore Night Trip on October 14, 2026 • 2 adults • 2 children

Wyatt was so hands on with my son , he had a blast. You can tell Wyatt has a passion for fishing , and will do his best to get you onto the fish

Reported catch:
Tarpon
Redfish

FAQs about Chief N Reef Charter Fishing LLC

Chief N Reef Charter Fishing LLC offers the following trips to customers:
  • US $600 per group - Half Day Trip – Inshore (4 hours)
  • US $600 per group - Half Day Trip – Inshore - 2:00 PM (4 hours)
  • US $845 per group - Half-Day Inshore Night Trip (4 hours)
  • US $875 per group - Full Day Trip – Inshore (8 hours)
  • US $1,250 per group - Full Day Trip – Nearshore (8 hours)
When you book a trip with Chief N Reef Charter Fishing LLC, you can expect the following amenities onboard:
  • GPS
  • Fishfinder
  • Snorkeling equipment
  • Live bait well
  • Wireless trolling motor
  • Ice box
Trips booked with Chief N Reef Charter Fishing LLC include:
  • Rods, reels & tackle
  • Live bait (Live bait is included in the overall price of every charter.)
  • Lures
  • Catch cleaning & filleting (Cleaning and filleting keeper fish is included in the overall price of every charter. )
  • Drinks (Bottled water is included in the overall trip price. Feel free to bring any additional snacks and beverages you might like! )
  • Fishing license (All charter guests are authorized to fish under the umbrella of a Captains' license. )
  • Fly fishing equipment
Chief N Reef Charter Fishing LLC offers the following types of fishing:
  • Inshore fishing
  • Nearshore fishing
  • Wreck fishing
  • Flats fishing
Chief N Reef Charter Fishing LLC offers the following fishing techniques:
  • Light tackle
  • Bottom fishing
  • Trolling
  • Jigging
  • Fly fishing
Top targeted fish species with Chief N Reef Charter Fishing LLC include:
  • Amberjack
  • Black Drum
  • Flounder
  • Grouper (Gag)
  • King Mackerel (Kingfish)
  • Pompano
  • Redfish
  • Shark (Bull)
  • Snapper (Red)
  • Speckled Trout

Your captain

Wyatt Larson
Wyatt Larson
Panama City, Florida, United States
ID & license verified
29 Customer reviews
Typical response within an hour
Member since April 2025
Angler's Choice
The Angler's Choice Award is given to listings that consistently deliver a high-quality service and earn great reviews from customers.
Capt. Wyatt Larson is originally from a small town in Colorado where his love for fishing began in the rivers and lakes. After more than a decade of freshwater fishing, he felt a new adventure calling his name. Capt. Wyatt now has years of saltwater fishing experience chartering in the gulf and will be your guide to an unforgettable adventure in the waters of Panama City, Florida. Join Chief N Reef Charter Fishing on a thrilling trip where you could reel in a plethora of highly sought after bay fish or a number of tasty offshore fish. The only way to learn is to join us on the water!
Wyatt Larson
Wyatt Larson
Fully verified
Angler's Choice
29
reviews
2025
member since
~1h
response
Capt. Wyatt Larson is originally from a small town in Colorado where his love for fishing began in the rivers and lakes. After more than a decade of freshwater fishing, he felt a new adventure calling his name. Capt. Wyatt now has years of saltwater fishing experience chartering in the gulf and will be your guide to an unforgettable adventure in the waters of Panama City, Florida. Join Chief N Reef Charter Fishing on a thrilling trip where you could reel in a plethora of highly sought after bay fish or a number of tasty offshore fish. The only way to learn is to join us on the water!

The fish you can target

Amberjack
Amberjack
Black Drum
Black Drum
Flounder
Flounder
Gag Grouper
Gag Grouper
King Mackerel (Kingfish)
King Mackerel (Kingfish)
Pompano
Pompano
Redfish
Redfish
Bull Shark
Bull Shark
Red Snapper
Red Snapper
Speckled Trout
Speckled Trout
Amberjack
Amberjack
Black Drum
Black Drum
Flounder
Flounder
Gag Grouper
Gag Grouper
King Mackerel (Kingfish)
King Mackerel (Kingfish)

Real catches by this captain

  • Great day on the water
    Timmy R.
    Timmy R.
  • trip was definitely worth it wish i had booked the longer trip we had a great time and captin was great with everyone including my daughter, which is only six years old and to me making sure the kids have a good time is better than anything
    Charles A.
    Charles A.
  • Capt. Wyatt is the man!!
    Peyton T.
    Peyton T.
  • Great trip!
    Christopher B.
    Christopher B.
  • Wyatt is awesome
    Turner S.
    Turner S.
  • Fishing with Wyatt
    Ryan W.
    Ryan W.
  • Fishing with Wyatt
    Rebecca H.
    Rebecca H.
  • Wonderful Day on the Bay
    B A L.
    B A L.
  • Very Fun Trip!
    Joey C.
    Joey C.
  • July fishing trip
    Clay W.
    Clay W.

What is the boat like?

Boat image
Boat category
Center console boats
Capacity
4 persons
Boat length
23 ft
Year built
2016
Boat manufacturer
Epic
Boat type
Center console
Engine model
Yamaha
Powered by
1 x 250HP
Max cruising speed
35 knots

What kind of fishing will you do?

Inshore Fishing
Nearshore Fishing
Wreck Fishing
Flats Fishing

Which fishing techniques you can try

Light Tackle
Bottom Fishing
Trolling
Jigging
Fly Fishing

Which amenities are available onboard

GPS
Fishfinder
Snorkeling equipment
Live bait well
Wireless trolling motor
Ice box
What's included in the trip price
Rods, reels & tackle
Live bait
Live bait is included in the overall price of every charter.
Lures
Catch cleaning & filleting
Cleaning and filleting keeper fish is included in the overall price of every charter.
Drinks
Bottled water is included in the overall trip price. Feel free to bring any additional snacks and beverages you might like!
Fishing license
All charter guests are authorized to fish under the umbrella of a Captains' license.
Fly fishing equipment

How cancellations work

Free cancellation up to 3 days prior to trip
You can cancel or modify your booking up to 3 days before the trip date, free of charge. If you cancel or modify your booking later, or fail to show up, you'll forfeit 100% of what you've paid.
More details

What the listing policies are

Pickup included in price
Transfer from hotels or jetties in Panama City to departure site is available and included in trip rates.
Child friendly
Kids of all ages are welcome!
You keep catch
Catch and release allowed

How you can pay

Pay online in full
Pay online in full through FishingBooker and save on credit card fees at the dock.
No additional fees.
Book with 15% deposit, pay rest to captain
When the captain confirms your trip, FishingBooker charges your credit card a 15% deposit to guarantee your reservation.
The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:
 Cash
 Visa
 Mastercard
 American Express
When paying the remaining balance with a credit card, an additional 3% charge will apply.

What’s biting in Panama City right now

AmberjackAmberjack
Grouper (Gag)Grouper (Gag)
King Mackerel (Kingfish)King Mackerel (Kingfish)
RedfishRedfish
Snapper (Red)Snapper (Red)
Speckled TroutSpeckled Trout