Reel Fun Charters
If you’re looking to enrich your vacation, join Reel Fun Charters for a trip around the waters of Panama City Beach! Captain Terry McGowen has over 2 decades of experience, and he knows waters all the way from Louisiana to the Bahamas. He’ll make sure that your trip is as productive as possible.
Explore these productive waters on board a 26ft Pathfinder center console boat. It is equipped with a 300HP Yamaha engine, and it can develop some serious speed. The boat can comfortably accommodate up to 4 people, so bring a few friends and have a fishing adventure!
Capt. Terry will provide you with quality fishing equipment, fine tackle, and reels. He will also bring lures and live bait, and will take care of the fishing license. He supports catch and release, but if you’d like, you can take your catch home for a meal or to fill the freezer. If fishing on the fly is your thing, Capt. Terry has the gear on the boat.
You will target different fisheries depending on what’s the most productive spot at the moment, staying inshore, or treading further off the coast, to reefs and wrecks. You can try jigging, or fly fishing, using light tackle. Captain Terry is experienced and knows what works best. You’ll target Red Snapper, Kingfish, Spanish Mackerel, Tarpon, Mahi Mahi, Redfish, and Amberjack.
Feel free to bring your kids along on an amazing journey they’ll always remember! Put on sunblock, shades, and a cap. Bring snacks and drinks, and come along for a fun day out!
Join Reel Fun Charters and explore the fish-rich waters off the coast of Florida for an unforgettable day on the water!
Customer reviews
Rating summary
Photos & videos by reviewers (146)
+143Angler rating
Anglers claimed
Good experience
96%
Appropriate for children
95%
Friendly captain
99%
Satisfied with the boat
99%
Recommend this charter
96%
Caught fish
89%
Aug 5, 2025
Half Day Trip (AM)
Great Knowledge = Great Fun!
Despite a delayed start because of the weather, we had a great outing with Reel Fun Charters. Our captain was patient, knew where to find fish, and taught us about fish behavior. All this led to a successful outing. Even though we couldn't get in the open ocean (weather), we caught enough fish in the bay for two dinners for our family. The Reel Fun Charters team recommended a local restaurant to prepare our catch - "hook and cook" style - which was entirely delicious. Thanks, Captain Jon and Captain Terry, for sharing your knowledge and expertise!
Despite a delayed start because of the weather, we had a great outing with Reel Fun Charters. Our captain was patient, knew where...
Aug 6, 2025
2 Hour Kids Trip
Great fishing excursion!! 🎣
This was the best thing we booked while staying in FL… and we did it all (too much)!! It felt more personal and gratifying than some of the other things we did. We booked this for our 9-year-old son who loves to fish, but even our 14 year-old-daughter (enough said) said she enjoyed Jon’s company and conversation! The boat was great and accommodated us perfectly! Jon was very knowledgeable on all the honey holes and made sure my 9-year-old caught some good ones! Terry and Jon are good people, thanks for the trip!
This was the best thing we booked while staying in FL… and we did it all (too much)!! It felt more personal and gratifying than...
Apr 3, 2025
2 Hour Kids Trip
Amazing Fishing trip !
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable, and approachable, making us feel right at home on the water. My 11-year-old was thrilled to fish in PCB. Unfortunately, We picked a very windy day. Thanks to “Reel Fun” for making it an smooth experience. Not only did Jon teach us about the bay and take us to some great fishing spots, but he also shared his deep knowledge of the area in a fun and engaging way. We even had an unexpected encounter with a playful dolphin, who decided to claim some of our catches—leaving behind Spanish mackerel heads as ‘trophies’… what a story to tell! Thankfully, Jon skillfully navigated us away, ensuring we still had a great haul. Overall, it was an amazing adventure filled with excitement, learning, and lots of great catches. Looking forward to fish more with Reel Fun.
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable,...
Jul 16, 2025
Red snapper trip
Reel Fun
Second trip out with these guys. Both trips have been excellent. I’ve tried others on three different occasions when Reel Fun was already booked and none have come close. Save your time and money and booked with Reel Fun!
Second trip out with these guys. Both trips have been excellent. I’ve tried others on three different occasions when Reel Fun...
Jun 9, 2025
2 Hour Kids Trip
Great for kids
Captain John took us on a 2 hour boating trip with our two kids ages 6 and 9. He did a great job with the kids and they had fun! We caught some fish and were able to take them home with us as well to cook. We will definitely come back to see him on our next fishing trip at PCB! Highly recommend!
Captain John took us on a 2 hour boating trip with our two kids ages 6 and 9. He did a great job with the kids and they had fun!...
Trip availability and prices
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Customer reviews
Rating summary
Photos & videos by reviewers (146)
+143Angler rating
Anglers claimed
Good experience
96%
Appropriate for children
95%
Friendly captain
99%
Satisfied with the boat
99%
Recommend this charter
96%
Caught fish
89%
Experience:
Boat
Crew
Overall
Great Knowledge = Great Fun!
Half Day Trip (AM) on August 5, 2025
Despite a delayed start because of the weather, we had a great outing with Reel Fun Charters. Our captain was patient, knew where to find fish, and taught us about fish behavior. All this led to a successful outing. Even though we couldn't get in the open ocean (weather), we caught enough fish in the bay for two dinners for our family. The Reel Fun Charters team recommended a local restaurant to prepare our catch - "hook and cook" style - which was entirely delicious. Thanks, Captain Jon and Captain Terry, for sharing your knowledge and expertise!
Despite a delayed start because of the weather, we had a great outing with Reel Fun Charters. Our captain was patient, knew where to find fish, and taught us about fish behavior. All this led to a successful outing. Even though we couldn't get in the open ocean (weather), we caught enough fish in the bay for two dinners for our family. The Reel Fun Charters team recommended a local restaurant to prepare our catch - "hook and cook" style - which was entirely delicious. Thanks, Captain Jon and...
Experience:
Boat
Crew
Overall
Great fishing excursion!! 🎣
2 Hour Kids Trip on August 6, 2025
This was the best thing we booked while staying in FL… and we did it all (too much)!! It felt more personal and gratifying than some of the other things we did. We booked this for our 9-year-old son who loves to fish, but even our 14 year-old-daughter (enough said) said she enjoyed Jon’s company and conversation! The boat was great and accommodated us perfectly! Jon was very knowledgeable on all the honey holes and made sure my 9-year-old caught some good ones! Terry and Jon are good people, thanks for the trip!
This was the best thing we booked while staying in FL… and we did it all (too much)!! It felt more personal and gratifying than some of the other things we did. We booked this for our 9-year-old son who loves to fish, but even our 14 year-old-daughter (enough said) said she enjoyed Jon’s company and conversation! The boat was great and accommodated us perfectly! Jon was very knowledgeable on all the honey holes and made sure my 9-year-old caught some good ones! Terry and Jon are good people,...
Experience:
Boat
Crew
Overall
Amazing Fishing trip !
2 Hour Kids Trip on April 3, 2025
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable, and approachable, making us feel right at home on the water. My 11-year-old was thrilled to fish in PCB. Unfortunately, We picked a very windy day. Thanks to “Reel Fun” for making it an smooth experience. Not only did Jon teach us about the bay and take us to some great fishing spots, but he also shared his deep knowledge of the area in a fun and engaging way. We even had an unexpected encounter with a playful dolphin, who decided to claim some of our catches—leaving behind Spanish mackerel heads as ‘trophies’… what a story to tell! Thankfully, Jon skillfully navigated us away, ensuring we still had a great haul. Overall, it was an amazing adventure filled with excitement, learning, and lots of great catches. Looking forward to fish more with Reel Fun.
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable, and approachable, making us feel right at home on the water. My 11-year-old was thrilled to fish in PCB. Unfortunately, We picked a very windy day. Thanks to “Reel Fun” for making it an smooth experience. Not only did Jon teach us about the bay and take us to some great fishing spots, but he also shared his deep knowledge of the area in a fun and engaging way. We...
Experience:
Boat
Crew
Overall
Reel Fun
Red snapper trip on July 16, 2025
Second trip out with these guys. Both trips have been excellent. I’ve tried others on three different occasions when Reel Fun was already booked and none have come close. Save your time and money and booked with Reel Fun!
Second trip out with these guys. Both trips have been excellent. I’ve tried others on three different occasions when Reel Fun was already booked and none have come close. Save your time and money and booked with Reel Fun!
Experience:
Boat
Crew
Overall
Great for kids
2 Hour Kids Trip on June 9, 2025
Captain John took us on a 2 hour boating trip with our two kids ages 6 and 9. He did a great job with the kids and they had fun! We caught some fish and were able to take them home with us as well to cook. We will definitely come back to see him on our next fishing trip at PCB! Highly recommend!
Captain John took us on a 2 hour boating trip with our two kids ages 6 and 9. He did a great job with the kids and they had fun! We caught some fish and were able to take them home with us as well to cook. We will definitely come back to see him on our next fishing trip at PCB! Highly recommend!
FAQs about Reel Fun Charters
The fish you can target
What is the boat like?
