Reel Fun Charters

If you’re looking to enrich your vacation, join Reel Fun Charters for a trip around the waters of Panama City Beach! Captain Terry McGowen has over 2 decades of experience, and he knows waters all the way from Louisiana to the Bahamas. He’ll make sure that your trip is as productive as possible.

Explore these productive waters on board a 24’ Sea Pro center console boat, restored in 2016. It is equipped with a 200 HP Yamaha 200 four-stroke engine, and it can develop some serious speed. The boat can comfortably accommodate up to 4 people, so bring a few friends and have a fishing adventure!

Capt. Terry will provide you with quality fishing equipment, fine tackle, and reels. He will also bring lures and live bait, and will take care of the fishing license. He supports catch and release, but if you’d like, you can take your catch home for a meal or to fill the freezer. If fishing on the fly is your thing, Capt. Terry has the gear on the boat.

You will target different fisheries depending on what’s the most productive spot at the moment, staying inshore, or treading further off the coast, to reefs and wrecks. You can try jigging, or fly fishing, using light tackle. Captain Terry is experienced and knows what works best. You’ll target Red Snapper, Kingfish, Spanish Mackerel, Tarpon, Mahi Mahi, Redfish, and Amberjack.

Feel free to bring your kids along on an amazing journey they’ll always remember! Put on sunblock, shades, and a cap. Bring snacks and drinks, and come along for a fun day out!

Join Reel Fun Charters and explore the fish-rich waters off the coast of Florida for an unforgettable day on the water!



Select date to see available trips and rates:

  • Private trip
    Full Day Trip
    Low rate deposit non-refundable
    8 Hour Trip, starts at 6:30 AM
    $960
    up to 2 persons
    + $50
    each additional person
    On this full day fishing trip, you will have plenty of time to try and land trophy catch. Fish are in the water year-round, and you can fish for Reds, Bonito, Bluefish, Shark, Mahi Mahi, Speckled Seatrout, Spanish or King Mackerel. The trip rates include a fishing license, fly fishing equipment, rods, reels, tackle, lures, and live bait. Catch and release is supported, but if you'd like, you can take the catch home. Put on sunscreen, grab food and drinks, bring a cap, and sunglasses.
  • Private trip
    3/4 Day Trip
    Low rate deposit non-refundable
    6 Hour Trip, starts at 6:30 AM
    $720
    up to 2 persons
    + $50
    each additional person
    This trip is for anglers who want to have a bit more for fishing. The bite is solid throughout the year, and you can fish for Reds, Bonito, Bluefish, Shark, Mahi Mahi, Speckled Seatrout, Spanish or King Mackerel. The captain will supply you with rods, reels, tackle, lures, and live bait, as well as a fishing license. You can also find fly fishing equipment onboard. if you'd like, take your home, and bring a cooler to store it. Put on sunblock, grab food and drinks, a camera, and dress comfortably.
  • Private trip
    Half Day Trip (AM)
    Low rate deposit non-refundable
    4 Hour Trip, starts at 6:30 AM
    $480
    up to 2 persons
    + $50
    each additional person
    This 4-hour trip is a great way to kickstart your morning. Whichever month you decide to book a trip, you will have a variety of species to target. The likes of Trout, Redfish, Bonito, Bluefish, Shark, Mahi Mahi, King or Spanish Mackerel are just some of them. The captain will provide quality fishing gear, and the fishing license. If you like to catch fish on the fly, the equipment is available onboard. You can take the catch home, just bring a cooler. Put on sunblock, grab food and drinks, and come!
  • Private trip
    Half Day Trip (PM)
    Low rate deposit non-refundable
    4 Hour Trip, starts at 12:30 PM
    $480
    up to 2 persons
    + $50
    each additional person
    This 4-hour fishing trip lets you explore fishing in Panama City. The season is great year-round, and you will go after Spotted Seatrout, King or Spanish Mackerel, Redfish, Bonito, Bluefish, Shark, or Mahi Mahi. The captain will provide rods, reels, tackle, lures, and live bait, as well as a fishing license. Fly fishing gear is onboard. You can take the fish home, and can bring a cooler to store it. Put on sunblock, grab food and drinks, and a camera.
There are 6 people looking at this charter.

About the Captain

Terry McGowen
Panama City Beach, Florida, United States
Angler's Choice
ID & License verified
8 Customer Reviews
Response time 1 hour
Member since November 2014
Captain Terry is the owner and a captain aboard Reel Fun Charters. He's been steering boats around the Gulf, and knows waters all the way from Louisiana to the Bahamas. Captain Terry has over two decades of experience, and delivers professional service to his customers. He has also taken part in deep sea tournaments with success, and is often asked to step behind the wheel of private boats. He uses quality fishing gear, and knows the spots where fish are biting.

About this listing

Targeted Species

Amberjack Amberjack
Bonito Bonito
Cobia Cobia
Dolphin (Mahi Mahi) Dolphin (Mahi Mahi)

King Mackerel (Kingfish) King Mackerel (Kingfish)
Redfish Redfish
Snapper (Red) Snapper (Red)
Tarpon Tarpon

Boat Specs

Sea Pro (Center console) originally built in 2006, and restored in 2016. Powered by a 200HP Yamaha 200 four-stroke engine, with a maximum cruising speed of 26 knots.

Length
24 ft
Capacity
4 persons

Types of Fishing

Inshore Fishing
Nearshore Fishing
Reef Fishing
Wreck Fishing
Flats Fishing

Fishing Techniques

Light Tackle
Jigging
Fly Fishing
Deep Sea Fishing

Amenities

GPS
Life Jackets
Fishfinder
Live Bait Well
Ice Box
GPS
Life Jackets
Fishfinder
Live Bait Well
Ice Box

Trip Includes

Rods, reels & tackle
Live Bait
Lures
Fishing License
Fly Fishing Equipment

Policies

Deposit non-refundable
Deposit non-refundable under normal circumstances. If the captain cannot run the trip due to unsafe weather conditions, your booking can be moved to another date or canceled free of charge.
Pickup not included
Transfer to/from departure site is not included in trip rates.
Child Friendly
You Keep Catch
Catch and Release Allowed

Payment

Book with 20% deposit
When the captain confirms your trip, FishingBooker charges your credit card a 20% deposit to guarantee your reservation.
Pay remaining balance to captain
The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:
Cash
Visa
Mastercard
Checks

Panama City Beach Fishing Calendar

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Customer Reviews

Rating Summary
Photos by reviewers (4)
4.92
out of 5 stars from 8 reviews
Boat
Crew
Experience
Half day with Captain Terry
Guys day out... Doesn't get better than
Guys day out... Doesn't get better than
+1
Angler Rating
7
1
0
0
0
Anglers Claimed
Good experience
100%
Friendly captain
100%
Recommend this charter
100%
Appropriate for children
100%
Satisfied with the boat
100%
Catch intended fish
100%
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5 of 8 reviews
Randy C.
Atoka, TN
 5.00
Experience:
Boat
Crew
Overall

Fishing with Terry

VERIFIED   March 14, 2020
Awsome trip with Captain Terry.  He really works hard to make the trip a success.
Randy C. recommends Reel Fun Charters
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Randy C. recommends Reel Fun Charters
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Jeff B.
Tallahassee, Florida
 5.00
Experience:
Boat
Crew
Overall

July fishing trip

VERIFIED   July 23, 2019
Jeff B. recommends Reel Fun Charters
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Jeff B. recommends Reel Fun Charters
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James S.
United States
 5.00
Experience:
Boat
Crew
Overall

Fishing with Terry

VERIFIED   June 11, 2019
James S. recommends Reel Fun Charters
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1 person finds this review helpful
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James S. recommends Reel Fun Charters
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1 person finds this review helpful
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Chris C.
Orlando, Florida
 5.00
Experience:
Boat
Crew
Overall

Great half day on Reel Fun!

VERIFIED   July 14, 2017
4 guys for half day trip. We had some sketchy weather, but Capt. Terry skirted us around it and we caught a lot of fish and...
Chris C. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this helpful
Chris C. recommends Reel Fun Charters
Mark as helpful
1 person finds this review helpful
You and 1 other person found this helpful

Randal S.
Atlanta, Georgia
 5.00
Experience:
Boat
Crew
Overall

Half day with Captain Terry

VERIFIED   October 20, 2017
Had a great time fishing! The captain was very knowledgeable and kept us on the fish!
Randal S. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this helpful
Randal S. recommends Reel Fun Charters
Mark as helpful
1 person finds this review helpful
You and 1 other person found this helpful