We’re On Charters 

4.9
(432 reviews)
 
State licensed
 Thomas Drive 3605, Panama City Beach, FL 32408, United States–

We’re On Charters 

Panama City Beach, FL, United States
–
30 ft
5
4.9
(432 reviews)

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For saltwater fishing off the Florida Panhandle look no further than Captain Fred Trotter. He has over 30 years of experience fishing off the Gulf of Mexico and knows exactly where to take you and what to do, to provide you with a great all-round fishing experience.

You'll be touring around on a 28ft Dusky. This center console was originally built in 2020 and is powered by twin 200s Suzuki engines, allowing you to cruise around the water up to 45 knots. It's got onboard fishfinder equipment and a live bait well to keep it nice and fresh for your fishing adventure.

You'll use a variety of techniques such as bottom fishing, trolling, and jigging to catch native species like Amberjack, Snapper, Grouper, and Redfish. Fishing for Amberjack is one of Captain Fred's favorite chases though and he offers specialized charters for this activity.

As well as a Florida fishing license he offers top of the range rods, reels, and lures to aid you in your quest of catching the biggest fish of the trip.

There's a hot sun on the Gulf of Mexico so be sure to pack your shades and plenty of sunscreen as well as extra drinks and snacks. No matter the fish you have in mind, Captain Fred will help you catch it along with many more.

For saltwater fishing off the Florida Panhandle look no further than Captain Fred Trotter. He has over 30 years of experience fishing off the Gulf of Mexico and knows exactly where to take you and what to do, to provide you with a great all-round fishing experience.

You'll be touring around on a 28ft Dusky. This center console was originally built in 2020 and is powered by twin 200s Suzuki engines, allowing you to cruise around the water up to 45 knots. It's got onboard fishfinder equipment and a live bait well to keep it nice and fresh for your fishing adventure.

You'll use a variety of techniques such as bottom fishing, trolling, and jigging to catch native species like Amberjack, Snapper, Grouper, and Redfish. Fishing for Amberjack is one of Captain Fred's favorite chases though and he offers specialized charters for this activity.

As well as a Florida fishing license he offers top of the range rods, reels, and lures to aid you in your quest of catching the biggest fish of the trip.

There's a hot sun on the Gulf of Mexico so be sure to pack your shades and plenty of sunscreen as well as extra drinks and snacks. No matter the fish you have in mind, Captain Fred will help you catch it along with many more.

Fred Trotter
Captain
Fred Trotter
9 years of experience
ID & credentials verified
responds within an hour

Select date to see availability

Trip availability and prices

Trip date:
Group Size:
September 2026
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Group Size
2 adults • 0 children
Change
Almost there...
3 Hour Trip — Spanish Mackerel
FREE Cancellation 3 days notice
3 hour trip multiple starting times (7:00 AM, 10:30 AM, 2:00 PM)
Seasonal trip
Mar 1 - Mar 31
Amberjack
Cobia
Dolphin (Mahi Mahi)
King Mackerel (Kingfish)
+7
US $600
Entire boat: up to 5 people
3 Hour Trip — Kids Special
FREE Cancellation 3 days notice
3 hour trip starts at 4:00 PM
Grouper (Red)
Triggerfish (Gray)
Snapper (Vermilion)
Snapper (Lane)
+1
US $600
Entire boat: up to 5 people
4 Hour Trip — Captain's Pick
In high demand Last booked: 1 day ago
FREE Cancellation 3 days notice
4 hour trip starts at 7:00 AM
Amberjack
Cobia
King Mackerel (Kingfish)
Snapper (Red)
+2
US $800
Entire boat: up to 5 people
4 Hour Trip — Summer
FREE Cancellation 3 days notice
4 hour trip multiple starting times (7:00 AM, 2:00 PM)
Amberjack
Cobia
Dolphin (Mahi Mahi)
King Mackerel (Kingfish)
+9
US $800
Entire boat: up to 5 people
4 Hour Trip — Offshore
FREE Cancellation 3 days notice
4 hour trip starts at 12:00 PM
Amberjack
Cobia
Dolphin (Mahi Mahi)
King Mackerel (Kingfish)
+7
US $800
Entire boat: up to 5 people
5 Hour Trip — Reel Adventure Combo
FREE Cancellation 3 days notice
5 hour trip starts at 7:00 AM
Amberjack
Cobia
Dolphin (Mahi Mahi)
King Mackerel (Kingfish)
+7
US $1,000
Entire boat: up to 5 people
6 Hour Trip — Reel Adventure Combo
FREE Cancellation 3 days notice
6 hour trip starts at 7:00 AM
Amberjack
Cobia
King Mackerel (Kingfish)
Snapper (Red)
+1
US $1,200
Entire boat: up to 5 people
There are 13 people looking at this charter.

Customer reviews

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Rating

4.9
432 reviews
4.9
Boat & equipment
5.0
Captain & crew
4.9
Fishing Experience

Anglers' gallery (801)

What anglers say

99%
Great experience
97%
Family friendly
100%
Friendly captain
100%
Good boat
100%
Recommended
96%
Caught fish

Reviews (432)

  • Paul Mcqueen
    Paul Mcqueen
    Repeat angler
    us
    Virginia, US
    •
    Member since 2026
    •
    2 trips
    5.0
    Verified

    Great trip!

    4 Hour Trip — Summer on August 21, 2026 • 4 adults

    We had an absolutely great fishing trip with Fred Totter’s! From start to finish, the experience was top-notch. Fred was knowledgeable, professional, and just a great guy to spend the day on the water with. He worked hard to put us on the fish, and we had an awesome time. Great fishing, great company, and plenty of memories made. I would highly recommend Fred Totter’s to anyone looking for a first-class fishing trip. We will definitely be back! 🎣 5 stars all the way!

  • Ladonna Vickers
    Ladonna Vickers
    us
    Georgia, US
    •
    Member since 2022
    5.0
    Verified

    Awesome Trip

    4 Hour Trip — Summer on June 13, 2026 • 4 adults

    Captain Fred is a great captain. while others we’re having to cancel cause the seas were a little rough he asked if we wanted to give it a try. Of course we wanted to and we had a great time. I do not think i would had enjoyed it with any other captain. He taught us a lot and we caught fish. i would highly recommend him for anyone of all ages. We will use him again.

  • Christopher Pickel
    Christopher Pickel
    us
    Georgia, US
    •
    Member since 2026
    5.0
    Verified

    Excellent Birthday Trip

    4 Hour Trip — Summer on June 15, 2026 • 4 adults

    Waters were slightly rough due to incoming weather, but we had a blast thanks to Captain Trotter. Had a lot of opportunities to wrangle in the fish and even had a dolphin attempt to steal our catch from us. Was a very memorable trip that left me wanting more the next time we're in town.

  • Joel Ula
    Joel Ula
    Repeat angler
    us
    Wisconsin, US
    •
    Member since 2021
    •
    3 trips
    5.0
    Verified

    Amazing trip.

    4 Hour Trip — Captain's Pick on March 30, 2026 • 4 adults

    Our family had an amazing trip. We caught a pile of Mackerel in the first hour then went out in the Gulf to catch some Vermillion Snapper. We finished off the trip with a few more Mackerel to take home. Fred is a great captain. He let us get real hands on. We learned how to cast for the different types of fishing we did and how to take fish off the hook. Highly recommended. Will book again on the future.

  • Bryce Wentz
    Bryce Wentz
    Repeat angler
    us
    Paw Paw, MI, US
    •
    Member since 2022
    •
    3 trips
    5.0
    Verified

    Christmas Trip

    4 Hour Trip — Captain's Pick on December 22, 2025 • 4 adults

    best fishing trip my kids have ever been on. several different species. rough water, boat handled it well. captain is legit. boat is perfect size. equipment was in great shape. from catching our own bait fish to paying the tax man (shark) it was an amazing day on the Gulf. look forward to next Christmas break so we can do it again. I would not waste time shopping, if captain Fred is available for your dates then book it.

  • Nate S
    Nate S
    us
    Pennsylvania, US
    •
    Member since 2026
    5.0
    Verified

    Awesome Fishing Trip!

    5 Hour Trip — Reel Adventure Combo on August 10, 2026 • 4 adults • 2 children

    We had an awesome time! Captain Fred did an amazing job! we caught at least a dozen different species of fish in one trip! Can't wait to go back! My 3 boys said it was the best fishing trip they have ever been on! We did the 5 hour trip.

  • Arthur Sylvester
    Arthur Sylvester
    us
    Georgia, US
    •
    Member since 2026
    5.0
    Verified

    Boys trip a success!

    5 Hour Trip — Reel Adventure Combo on June 8, 2026 • 5 adults • 1 child

    I took 4 boys on a boys fishing trip and captain Fred helped us have a memorable time. He made sure we all caught fish and when the boys were saying they couldnt catch the big fish he was very encouraging. Would do this trip again.

  • Michael Perry
    Michael Perry
    Repeat angler
    us
    Missouri, US
    •
    Member since 2026
    •
    2 trips
    5.0
    Verified

    Tons of fun with a great captain!!!

    6 Hour Trip — Reel Adventure Combo on June 2, 2026 • 2 adults

    We caught a ton of fish had a great time. Even my wife reeled in a behemoth. Captain put us right on top of the fish. He knew all the sweet spots. Great boat, great weather, great times highly recommend you won’t be disappointed.

  • Sean Mayo
    Sean Mayo
    Repeat angler
    us
    North Carolina, US
    •
    Member since 2025
    •
    2 trips
    5.0
    Verified

    Awesome Trip!

    5 Hour Trip — Reel Adventure Combo on April 9, 2026 • 5 adults

    Captain Fred was awesome and super knowledge. He let us do the fishing but guided us to success! We caught a ton of fish and had the best time. I would highly recommend and will book with him again if we return to Panama City

  • Patrick Presser
    Patrick Presser
    Repeat angler
    us
    Illinois, US
    •
    Member since 2024
    •
    2 trips
    5.0
    Verified

    Great day for fishing!

    4 Hour Trip — Captain's Pick on August 5, 2026 • 2 adults • 1 child

    We booked a 4 hour morning trip with Fred. We caught many fish, red grouper, mahi, trigger fish, bonito, red snapper to amber jack. Fred did a great job keeping us on the fish.

Rating

4.9
432 reviews
4.9
Boat & equipment
5.0
Captain & crew
4.9
Fishing Experience

Anglers' gallery (801)

What anglers say

99%
Great experience
97%
Family friendly
100%
Friendly captain
100%
Good boat
100%
Recommended
96%
Caught fish

All reviews (432)

Frequently mentioned
Showing 1 – 5 of 432 reviews
Kandie Harris
Kandie Harris
us
Kentucky, US
•
Member since 2026
5.0
Verified
Great Captain
6 Hour Trip — Reel Adventure Combo on July 29, 2026 • 5 adults

Bad day to go fishing, definitely no ones fault but the weather. We had a heads us that it was going to be choppy. But decided to give it a try anyways. We booked a 6 hour trip, but after 2 and a half hours, we have had enough. Two people in the party was sick. Captain Fred is one hell of a captain though. He got us back and discounted our trip, which he did not have too. It was our choice to give it a try, after everyone else canceled their trip for the day, because of the rough water. I highly recommend him. Thank you and I hope one day we can do it again, of course when the ocean is calmer.

Fred Trotter
Response from Captain

Thanks I wish the weather was better. Hope we can do it next time your down.

Phil Rooney
Phil Rooney
us
Pennsylvania, US
•
Member since 2025
5.0
Verified
New
Awesome day of fishing
4 Hour Trip — Captain's Pick on September 21, 2026 • 1 adult

Capt. Fred put us on the fish in no time. Knowing I wanted some variety and a chance to target new species and big fish, we headed out for Amberjack. Didn’t take long and we were into AJ’s. A perfect day of fishing! Fred didn’t just fill the fish and call it a day. He listened to my preferencses and worked hard to tailor the experience to my expectations. I highly recommend Capt. Fred and We’re On Charters.

Reported catch:
Amberjack
King Mackerel (Kingfish)
Fred Trotter
Response from Captain

Thanks Phil Had a blast fishing with you. If you come down again I hope you give me a call.

Dennis Highfill Jr
Dennis Highfill Jr
us
Cabot, AR, US
•
Member since 2026
5.0
Verified
Wonderful day fishing!!!
4 Hour Trip — Captain's Pick on August 24, 2026 • 2 adults

Capt. Fred was awesome!! He’s very knowledgeable of whats biting and where they’re at. The wife and I had a great time, from catching bait fish at the beginning to the experience of catching Amberjack at the end. I thought my hook got caught on a boat that passed by. Those fish are so powerful. They weren’t in season yet, so we caught and released. The boat was very comfortable and clean, he really has a nice set up. We will be calling this Captain again the next time that we are in town.

Fred Trotter
Response from Captain

Thanks Had a blast fishing with you guys on your honeymoon. Enjoy the rest of your time here in PBC. Hope to see you next time your down.

Paul McQueen
Paul McQueen
Repeat angler
us
Virginia, US
•
Member since 2026
•
2 trips
5.0
Verified
Great trip!
4 Hour Trip — Summer on August 21, 2026 • 4 adults

We had an absolutely great fishing trip with Fred Totter’s! From start to finish, the experience was top-notch. Fred was knowledgeable, professional, and just a great guy to spend the day on the water with. He worked hard to put us on the fish, and we had an awesome time. Great fishing, great company, and plenty of memories made. I would highly recommend Fred Totter’s to anyone looking for a first-class fishing trip. We will definitely be back! 🎣 5 stars all the way!

Reported catch:
Amberjack
Dolphin (Mahi Mahi)
Red Snapper
Red Grouper
+1
Fred Trotter
Response from Captain

Thanks Hope to see you guys next time you’re down or your case Cody would you feel like Fishing 

Ladonna Vickers
Ladonna Vickers
us
Georgia, US
•
Member since 2022
5.0
Verified
Awesome Trip
4 Hour Trip — Summer on June 13, 2026 • 4 adults

Captain Fred is a great captain. while others we’re having to cancel cause the seas were a little rough he asked if we wanted to give it a try. Of course we wanted to and we had a great time. I do not think i would had enjoyed it with any other captain. He taught us a lot and we caught fish. i would highly recommend him for anyone of all ages. We will use him again.

Reported catch:
Spanish Mackerel
Fred Trotter
Response from Captain

Thanks it was an adventure, but it was a great one. Hope to see you guys next time you come down had a blast fishing with you.

FAQs about We’re On Charters

We’re On Charters offers the following trips to customers:
  • US $600 per group - 3 Hour Trip — Kids Special (3 hours)
  • US $600 per group - 3 Hour Trip — Spanish Mackerel (3 hours)
  • US $600 per group - 3 Hour Trip — Spanish Mackerel - 10:30 AM (3 hours)
  • US $600 per group - 3 Hour Trip — Spanish Mackerel - 2:00 PM (3 hours)
  • US $800 per group - 4 Hour Trip — Captain's Pick (4 hours)
  • US $800 per group - 4 Hour Trip — Offshore (4 hours)
  • US $800 per group - 4 Hour Trip — Summer (4 hours)
  • US $800 per group - 4 Hour Trip — Summer - 2:00 PM (4 hours)
  • US $1,000 per group - 5 Hour Trip — Reel Adventure Combo (5 hours)
  • US $1,200 per group - 6 Hour Trip — Reel Adventure Combo (6 hours)
When you book a trip with We’re On Charters, you can expect the following amenities onboard:
  • Toilet Porta potty inside the cabin
  • GPS
  • Fishfinder
  • Live bait well
  • Wireless trolling motor
  • Radar
Trips booked with We’re On Charters include:
  • Rods, reels & tackle
  • Lures
  • Drinks (Water)
  • Fishing license (My license cover very one on board. )
We’re On Charters offers the following types of fishing:
  • Inshore fishing
  • Nearshore fishing
  • Offshore fishing (We are a state boat so we can go out 10 miles but we can go east or west for as many mile that we like. )
  • Reef fishing
  • Wreck fishing
  • Flats fishing
We’re On Charters offers the following fishing techniques:
  • Light tackle
  • Heavy tackle
  • Bottom fishing
  • Trolling
  • Jigging
  • Drift fishing
  • Deep sea fishing
Top targeted fish species with We’re On Charters include:
  • Amberjack
  • Cobia
  • Dolphin (Mahi Mahi)
  • Grouper (Gag)
  • Grouper (Red)
  • Jack (Almaco)
  • King Mackerel (Kingfish)
  • Snapper (Lane)
  • Snapper (Mangrove)
  • Snapper (Red)
  • Spanish Mackerel

Your captain

Fred Trotter
Fred Trotter

Panama City Beach, Florida, United States

ID & license verified
432 Customer reviews
Typical response within an hour
Member since March 2020
Angler's Choice

The Angler's Choice Award is given to listings that consistently deliver a high-quality service and earn great reviews from customers.

I've been fishing all my life in the Florida Panhandle area. I've been taking friends and their families out fishing for years. I am passionate about the sport and love to teach people both young and old new things. For me, there is nothing that is quite like someone's excitement when they catch a fish. It's all about having a great time on the water, and catching fish.

Fred Trotter
Fred Trotter
Fully verified
Angler's Choice
432
reviews
2020
member since
~1h
response
I've been fishing all my life in the Florida Panhandle area. I've been taking friends and their families out fishing for years. I am passionate about the sport and love to teach people both young and old new things. For me, there is nothing that is quite like someone's excitement when they catch a fish. It's all about having a great time on the water, and catching fish.

The fish you can target

Amberjack
Amberjack
Cobia
Cobia
Dolphin (Mahi Mahi)
Dolphin (Mahi Mahi)
Gag Grouper
Gag Grouper
Red Grouper
Red Grouper
Almaco Jack
Almaco Jack
King Mackerel (Kingfish)
King Mackerel (Kingfish)
Lane Snapper
Lane Snapper
Mangrove Snapper
Mangrove Snapper
Red Snapper
Red Snapper
Spanish Mackerel
Spanish Mackerel
Amberjack
Amberjack
Cobia
Cobia
Dolphin (Mahi Mahi)
Dolphin (Mahi Mahi)
Gag Grouper
Gag Grouper
Red Grouper
Red Grouper

Real catches by this captain

  • Great trip!
    Paul M.
    Paul M.
  • Awesome Fishing Trip!
    Nate S.
    Nate S.
  • Great day for fishing!
    Patrick P.
    Patrick P.
  • Florida Trip
    Keith S.
    Keith S.
  • Captain Fred is Top Notch!!
    Quinton P.
    Quinton P.
  • Great trip
    Jay T.
    Jay T.
  • Great Afternoon
    Lacy R.
    Lacy R.
  • Boys trip a success!
    Arthur S.
    Arthur S.
  • Tons of fun with a great captain!!!
    Michael P.
    Michael P.
  • Great experience
    Gary S.
    Gary S.

What is the boat like?

Boat image
Boat category
Center console boats
Capacity
5 persons
Boat length
30 ft
Year built
2020
Boat manufacturer
Dusky
Boat type
Center console
Engine model
Suzuki
Powered by
2 x 200HP
Max cruising speed
35 knots

What kind of fishing will you do?

Inshore Fishing
Nearshore Fishing
Offshore Fishing
Reef Fishing
Wreck Fishing
Flats Fishing

Which fishing techniques you can try

Light Tackle
Heavy Tackle
Bottom Fishing
Trolling
Jigging
Drift Fishing
Deep Sea Fishing

Which amenities are available onboard

Toilet
Porta potty inside the cabin
GPS
Fishfinder
Live bait well
Wireless trolling motor
Radar
What's included in the trip price
Rods, reels & tackle
Lures
Drinks
Water
Fishing license
My license cover very one on board.

How cancellations work

Free cancellation up to 3 days prior to trip

You can cancel or modify your booking up to 3 days before the trip date, free of charge. If you cancel or modify your booking later, or fail to show up, you'll forfeit 100% of what you've paid.

More details

What the listing policies are

Pickup not included

Transfer to/from departure site is not included in trip rates.

Child friendly
Kids are the greatest to watch fishing. Big smiles, eyes light up and screams that are hilarious.
You keep catch
Catch and release allowed

How you can pay

Book with 25% deposit, pay rest to captain

When the captain confirms your trip, FishingBooker charges your credit card a 25% deposit to guarantee your reservation.

The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:

 Cash

 Visa

 Mastercard

 American Express

 Bank transfer

When paying the remaining balance with a credit card, an additional 2.5% charge will apply.

What’s biting in Panama City Beach right now

AmberjackAmberjack
CobiaCobia
Dolphin (Mahi Mahi)Dolphin (Mahi Mahi)
Grouper (Gag)Grouper (Gag)
King Mackerel (Kingfish)King Mackerel (Kingfish)
Snapper (Red)Snapper (Red)
Spanish MackerelSpanish Mackerel

Compare similar fishing charters

Current
We’re On Charters
We’re On Charters
State licensed
4.9
(432)
30 ft
Group size 1 - 5
1 - 5
Fish 1
Fish 2
+9
4 hour trip • 5 persons
US $800