Fin A Key Fishing Charters

27340 Overseas Highway
Ramrod Key FL, United States

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About this listing

Boat Specs

Panga 22 LX (Center console) originally built in 2008. Powered by a 115HP Evinrude engine with a maximum cruising speed of 30 knots.

22 ft
2 persons
Types of Fishing
Inshore Fishing
Nearshore Fishing
Reef Fishing
Wreck Fishing
Flats Fishing
Backcountry Fishing
Fishing Techniques
Light Tackle
Heavy Tackle
Bottom Fishing
Fly Fishing
Drift Fishing
Targeted Species

Dolphin (Mahi Mahi)
Grouper (Black)

Grouper (Gag)

Shark (Bull)
Snapper (Mangrove)

Snapper (Mutton)
Snapper (Yellowtail)

Spotted Seatrout

Captain Jim Loftus of Fin-A-Key Charters provides personalized fishing charters in the lower Florida Keys from Big Pine Key to Key West. These pristine waters hold a huge variety of fish, and Captain Jim has the experience necessary for a memorable fishing trip.

Captain Jim’s boat is a popular and versatile 22 ft Panga LX that offers a comfortable ride for two guests plus the captain. Powered by a 115 HP Evinrude engine, the boat can reach the fishing spots quickly, and it features an icebox to keep your drinks cool throughout the trip.

Fin-A-Key Charters gives you the opportunity to explore a wide range of fishing grounds, from backcountry shallows and flats to reefs and wrecks nearshore. Whether you want to test your skills against Bonefish, Permit, and Tarpon, or spend a few enjoyable hours fishing the reefs and wrecks for Groupers and Snappers, Captain Jim will provide all the bait, gear, and licenses needed for an enjoyable trip.

You will mainly be fishing with live bait, although cut and artificial baits can also be used. Fly fishermen are very welcome to hone their skills aboard this boat, provided they bring their own gear.

Air Conditioning
Fighting Chair
Life Jackets
Fly Fishing Equipment
Snorkeling Equipment
Live Bait Tank
Multimedia System
Wireless Trolling Motor
Tuna tubes
Spearfishing Equipment
Ice Box
Life Jackets
Live Bait Tank
Ice Box
Trip Includes
Rod, Reels & Tackle
Live Bait
Catch Cleaning & Filleting
First Mate
Fishing Licence
Fly Fishing Equipment
FREE Cancellation
You can cancel or change your booking free of charge up to 7 days before the trip date
Pickup not included
Transfer to/from departure site is not included in trip rates

Other Policies 
Child Friendly
You Keep Catch
Catch and Release Allowed

20% deposit charged upfront by FishingBooker to guarantee your reservation. The remaining balance is to be paid directly to the captain on or prior to your trip date in one of the following payment methods: Cash, Visa, Master Card, American Express, PayPal.

About the Captain

Jim Loftus
Ramrod Key, Florida, United States
Member since January 2016
I've basically been fishing my entire life. I started out as a fresh water fisherman fishing rivers and lakes and then when I moved to Florida I began fishing the saltwater flats, reefs and wrecks. After a successful career in the business world I began exploring the idea of becoming a charter captain / guide and started the process of obtaining my US Coast Guard license. I've been a licensed captain for the past 10 years and I am a full time guide in the lower Florida Keys where I reside.

Customer Reviews

4.75 out of 5 stars from 4 reviews

5 star
4 star
3 star
2 star
1 star

Best reef Yellowtail fishing I have done !! Captain Jim worked with me , been I’m a bass fisherman !! And kept pulling the hook but a little quick lesson I was reeling them in after every cast .. It was a great experience and great dinner also .. I will definitely return !! Thanks Captain Jim !!

Pat Fry • Fished Jul 30, 2016
  • Boat
  • Crew
  • Overall

Awesome day fishing out with my wife!!!! Capt. Jim is awesome, we were catching yellowtail snappers in no time. Definitely the most fun fishing in a long time.

Thanks Captain Jim!!!!!!

Francisco Guzman • Fished May 29, 2016
  • Boat
  • Crew
  • Overall

I’m retired Air Force and have fished my entire life. I’ve had charters all over the world. From the South Pacific, Carribbean, Atlantic, Pacific Northwest, Texas, Carolinas, Great Lakes, Florida, Europe and the Floida Keys, I’ve caught many thousand fish of many species. I booked Fin-a-key with Capt. Jim Loftus for Tarpon.  It was the Best charter I’ve ever had. I had 15 Tarpon hookups in 3 days and I missed 10 more. The fish included a 6 foot 140 pound and 7 foot 180 pound Tarpon. Oh by the way, I also caught grouper, shark, yellowtail and a half dozen other species. What was incredible is that we fished water that nobody else was fishing in peak season. We also fished with live bait that nobody else was using. I’m not going to tell you where we were or what we used, because I am already booked to go back twice next year.

Capt. Jim Loftus knows the keys and fishing with him was like fishing with an old friend. His knowledge, experience and advice was dead-on-balls everytime! He worked like crazy, ran down fish and knew exactly where to go and when to go everytime!  We fished out of immaculate, Skiffs, Panga’s and Mako’s.  His boats and equipment is the very best and he knows tackle better than anybody I’ve ever fished with!

Book this guy!  Solid, no BS fishing experience. Take your friends, family, kids!

Charlie Witt • Fished May 18, 2016
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  • Crew
  • Overall

Fishing Reports

Reef fishing the lower Florida Keys

September 28, 2016

With calm winds and flat seas we headed out to the reef today to see what we could chum up and the usual suspects (yellowtail snapper) were more than cooperative. We landed 50+ fish in 3 hours. The yellowtails… Read Full Report →


  • 27340 Overseas Highway, Ramrod Key
    FL 33042, United States