Matthew Karwoski
Captain

Matthew Karwoski

Belleair Bluffs, United States
Angler's choice
50+ reviews
Captain Matthew offers fun-packed fishing trips, cruises, and other interesting outings on the beautiful waters of Florida. Captain Matt also has a 25 ton Master Captain's Lisence from the U.S.C.G. which shows his dedication and time on the waterways he will be fishing. Come join him aboard a spacious 29 foot center console fishing machine and you are sure to have a memorable fishing experience that will last for a lifetime!

Charter

Rating

5.0
91 reviews
5.0
Boat & Equipment
5.0
Captain & Crew
5.0
Fishing Experience

What anglers say

98%
Good experience
100%
Friendly captain
100%
Recommend this charter
97%
Appropriate for children
100%
Satisfied with the boat
95%
Caught fish

All reviews (91)

Showing 1 – 5 of 91 reviews
  • Taylor St.clair
    Taylor St.clair
    us
    New York, US
    Member since 2026
    5.0
    Verified

    great fishing trip and experience

    3 Hour Quick Catch Adventure • 4 adults • 1 child

    overall great time with the family, caught fish consistently and captain Matt was great with my 7 year old son as well as the the rest of us. we caught mostly Grunt but also caught mangrove snappers, some red groupers, a puffer fish, a lady fish, hooked onto some other larger fish a few times that snapped the line unfortunately. I would definitely recommend this trip to others, we did the 3 hour nearshore trip and it was perfect. if going wothut kids I'd definitely recommend at least the 4 hr trip, if you have young ones the 3 seemed just right at least for us.

    Reported catch:
    Mangrove Snapper
    Ladyfish
    Response from Captain

    Thank you so much. You guys did great! We had to work for them today but you definitely have some fish tacos in your future. It was a pleasure meeting you.

  • Heidi Brown
    Heidi Brown
    Repeat angler
    us
    Florida, US
    Member since 2022
    4 trips
    5.0
    Verified

    Too many fish, not enough time!

    2 Hour Private Fishing Charter • 2 adults

    We originally booked 2 hours and quickly realized it wasn’t enough time to fully enjoy everything. The experience flew by, and there was still so much we wanted to do without feeling rushed. Upgrading to 4 hours would make a huge difference — it would allow us to relax longer, take our time, and really get the full value of what was offered. If you’re on the fence, I’d strongly recommend going with 4 hours from the start. It’s absolutely worth it.

    Reported catch:
    Mangrove Snapper
    Response from Captain

    Glad you guys had a great time out there! That 2-hour trip is a fun way to get a quick taste, but it definitely goes by fast—especially when the bite is on. Next time we’ll get you set up on a 4-hour so we can really settle in, hit a few more spots, and keep the action going longer. Looking forward to having you back out!

  • Jeffery Stewart
    Jeffery Stewart
    us
    Virginia, US
    Member since 2019
    5.0
    Verified

    Great family fishing trip!!!

    4 Hr. Nearshore • 4 adults

    My wife, her sister and brother-in-law had an awesome time. Captain Matt was very personable... He took us to a spot the even the wife caught fish!!! Cpt Mike was very patient with us and insured we had a great day on the water... If your looking for a family oriented fishing trip, Cpt Matt is a great choice!!!

    Reported catch:
    Hogfish
    Bonito
    Response from Captain

    So glad you had a good time on your trip. it was a pleasure meeting you guys. I am glad you were able to bring some fish home with you for dinner. Hope to see you again next time.

  • Frank Barncord
    Frank Barncord
    us
    Illinois, US
    Member since 2026
    5.0
    Verified

    Capt. Matt Is Terrific!

    4 Hr. Nearshore • 2 adults

    Matt was very courteous, helpful, and did everything in his power to make my wife and I comfortable. He called ahead of the trip to introduce himself and answer any and all questions we might have before the trip. On the day of the trip he put us on fish right away, and the bite never faded! We brought home plenty of fish to enjoy. I would recommend Captain Matt without hesitation!!

    Response from Captain

    Thank you so much! I hope you enjoy the fresh fish. It was a pleasure meeting and fishing with you. I hope we can get you out next time you are here.

  • Jason Bray
    Jason Bray
    us
    Georgia, US
    Member since 2026
    5.0
    Verified

    3 hour tour

    3 Hour Quick Catch Adventure • 3 adults

    We had a great time fishing with captain Matt. I highly recommend the the 7am departure and 3 hr slot in the summer heat. We were catching fish the entire time of all varitey and size.

    Reported catch:
    Mangrove Snapper
    Ladyfish
    Redfish
    Response from Captain

    Thank you for the review of your trip. We had a short time to get some fish and you nailed it. The Cobia that showed up did not cooperate but the grouper kept us busy for sure. I hope to get you out again next time you are in town. It was a pleasure fishing with you.

Real catches shared by our community

  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Great Trip !
    April B.
    April B.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    3 hour tour
    Jason B.
    Jason B.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Great trip!
    Peter D.
    Peter D.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    had a great time with captian Matt!
    Michael G.
    Michael G.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Tons of Fun
    Anna R.
    Anna R.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Caught a tiger shark along with an abundance of fish we brought home!
    Tammy O.
    Tammy O.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    new fisherman
    George A.
    George A.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Perfect Trip
    Riley S.
    Riley S.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Caught fish fast!
    Loren E.
    Loren E.
  • Mow Fish Charter – Nearshore
    Mow Fish Charter – NearshoreBelleair Bluffs, FL
    Capt. Matt Is Terrific!
    Frank B.
    Frank B.

What's biting with Mow Fish Charter – Nearshore in Belleair Bluffs

Top catches for October

Fishing reports

Solo angler holding a large spotted reef fish aboard a center-console boat on open water.

Summer Bite is On Fire! Non-Stop Action!

Oct 1, 2026 • Belleair Bluffs
Clearwater’s nearshore waters are offering anglers an exciting mix of fishing opportunities in the Gulf of Mexico! From hard-fighting game fish to delicious table fare, there’s plenty to target on your next fishing adventure. ? Cobia are a thrilling bonus when they show up around nearshore structure and bait schools. Keep your eyes open and be ready for a powerful fight! ? King Mackerel and Spanish Mackerel offer fast-paced action and exciting runs. When conditions are right, trolling and targeting active bait schools can make for an unforgettable day on the water. ? Red Grouper are a favorite target around productive bottom structure, giving anglers a chance to battle strong fish and bring home a tasty reward when regulations allow. ?️ Grunts and Gray Triggerfish add plenty of variety to the action, keeping rods bent and providing excellent table fare when legal to keep. Whether you're an experienced angler or bringing the family out for a fun day on the Gulf, our nearshore trips offer a great combination of action, variety, and memories on the water. We adjust our techniques and fishing locations to match the conditions and give you the best opportunity for a productive trip. Ready to experience Clearwater fishing for yourself? Book your nearshore fishing charter today and let's see what we can catch!
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Group of anglers actively fishing from a center-console boat offshore, with rods in use and a hooked fish visible beside the boat.

Clearwater Nearshore Fishing is Heating

Sep 1, 2026 • Belleair Bluffs
The Clearwater nearshore bite is producing some great mixed-bag action right now! We’re finding Mangrove Snapper, Cobia, Black Sea Bass, Triggerfish, and Grunt holding around nearshore structure, reefs, and productive bottom spots. Mangrove Snapper have been a standout, with quality fish providing plenty of fast-paced action and excellent table fare. Cobia are also on the lookout, so anglers need to be ready when one shows up around structure or on the surface. The bottom bite has been keeping rods bent with Black Sea Bass, Triggerfish, and Grunt mixed in. These trips are a great option for anglers looking for lots of bites and the chance to bring home a variety of fresh fish. We’re using a combination of frozen Squid, cut bait, and chumming with frozen Threadfin and we use proven bottom-fishing techniques to stay on the fish. Whether you're an experienced angler or taking the family out for a day on the Gulf, Clearwater's nearshore waters are offering plenty of action. ? The fish are biting — now is a great time to get on the water! Book your Clearwater nearshore trip and let's see what’s waiting below.
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A smiling angler proudly displays a large Grouper while fishing on a boat, showcasing a successful day on the water.

Summer Bite is On Fire! Non-Stop Action!

Jul 13, 2026 • Belleair Bluffs
July Offshore Action is Heating Up! July is delivering some incredible bottom fishing! If you're looking for fresh fish and nonstop action, now is the time to get offshore. Hogfish are showing up on the deeper hard bottom and putting up a great fight before becoming one of the best fish on the table. Mangrove Snapper are biting well around reefs and ledges, with plenty of quality fish coming over the rail. Red Grouper continue to provide steady action, and we're finding some solid keepers on our favorite spots. ⚡ Grunts are keeping the rods bent between bigger bites, making for fast-paced fishing that's perfect for anglers of all experience levels. Whether you're filling the cooler with delicious fillets or chasing your next offshore adventure, July is one of the best times to get on the water. Book your trip now—prime dates are filling fast, and the bite is only getting better!
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Angler proudly displaying a freshly caught Red Snapper while fishing on a boat in open waters.

Non Stop Action

May 28, 2026 • Belleair Bluffs
Nearshore opportunities are plenty this month with good numbers of Grunt,mangrove Snapper,Triggerfish, Black Sea Bass, Red Grouper, Gag Grouper (seasonal),Cobia, and a possible Hog Fish. The weather is heating up and so are the fish. The summer months are here and the fishing will only get better. Tarpon are still here around the bridges and along the beachesand make for a great fight! Bring the bigger tackle and you just might be lucky enough to land the King!
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Young angler proudly displays a reef fish aboard a center-console boat offshore.

Incredible action in April

Apr 6, 2026 • Belleair Bluffs
April is one of the most productive months of the year, and the bite is heating up across the board. If you’ve been waiting for the right time to get on the water—this is it. King Mackerel are starting to show up in strong numbers just offshore, with fast action and great opportunities for both trolling and live baiting. Spanish Mackerel are thick right now, providing constant rod-bending action that’s perfect for families and anglers looking to stay busy. Nearshore and bottom fishing has been excellent. Red Grouper season is delivering quality fish, and we’re consistently putting solid keepers in the box. Mixed in, we’re seeing plenty of Grunt and Black Sea Bass, making for easy limits and steady action throughout the trip. Cobia are also beginning their spring push, and we’re starting to spot them cruising—giving anglers a shot at one of the most exciting sight-fishing opportunities of the year. What to expect on your trip: • Non-stop action with Spanish Mackerel and bottom species • Opportunities to target bigger fish like Kingfish and Cobia • Calm spring conditions making for comfortable rides • A full box of fresh fish to take home Trips are booking quickly as the spring bite ramps up. Morning slots, especially on weekends, are filling first. If you’re looking for variety, action, and the chance at multiple species in one trip, April is hard to beat. Book now and get in on one of the best bites of the season.
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Angler proudly displaying a caught fish while on a boat in open water.

Fishing is really heating up

Apr 1, 2026 • Belleair Bluffs
Current spring conditions around Belleair Bluffs and nearby Clearwater are improving fast with warmer water, more bait moving in, and better action both inshore and offshore. Spanish mackerel are already showing strongly on the flats and near bridges, while grouper, triggerfish, and kingfish action should continue improving through April. Grunt – Grunts are biting well on nearshore hard bottom and reefs in 40–80 feet. Small pieces of squid, shrimp, and cut bait on light tackle are producing steady action. Red Grouper – Red grouper action is solid offshore in deeper structure and hard-bottom areas west of Clearwater. Live pinfish, sardines, and cut bait around ledges and rock piles are working best. Offshore captains around Belleair Bluffs have continued reporting red grouper catches through the cooler months, which is a good sign heading into April. Cobia – Cobia should begin showing more consistently around markers, buoys, rays, and nearshore wrecks this month as water temperatures climb. Keep a pitch rod ready with live pinfish or large jigs. Black Sea Bass – Black sea bass are still available offshore on rocky bottom and reef structure, especially mixed in with grunts and snapper. Shrimp and squid on bottom rigs are working. Triggerfish – Triggerfish are holding on deeper wrecks and reefs offshore. Smaller hooks tipped with squid or cut bait are best because they can be picky and steal bait easily. King Mackerel – Kingfish activity should pick up over the next few weeks around bait schools, shipping channels, and offshore reefs. Slow trolling live bait like threadfins and sardines is the best approach. Spanish Mackerel – Spanish mackerel are one of the hottest bites right now. Schools have moved onto the shallow grass flats, passes, and bridges, and anglers are seeing nonstop action with flashy spoons, jigs, and live bai
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