Captain
Matthew Karwoski

Member since December 2021 Belleair Bluffs, United States
Background
Captain Matthew offers fun-packed fishing trips, cruises, and other interesting outings on the beautiful waters of Florida. Captain Matt also has a 25 ton Master Captain's Lisence from the U.S.C.G. which shows his dedication and time on the waterways he will be fishing. Come join him aboard a spacious 29 foot center console fishing machine and you are sure to have a memorable fishing experience that will last for a lifetime!
Techniques
Trolling,bottom fishing, and live bait fishing are the preferred techniques.

Hey, I'm Captain Matthew Karwoski

Belleair Bluffs, United States
Background
Captain Matthew offers fun-packed fishing trips, cruises, and other interesting outings on the beautiful waters of Florida. Captain Matt also has a 25 ton Master Captain's Lisence from the U.S.C.G. which shows his dedication and time on the waterways he will be fishing. Come join him aboard a spacious 29 foot center console fishing machine and you are sure to have a memorable fishing experience that will last for a lifetime!
Techniques
Trolling,bottom fishing, and live bait fishing are the preferred techniques.
80
Reviews
16
Fishing Reports
Verified

My Charter Listing

Mow Fish Charter โ€“ Nearshore

State licensed
Excellent
5.0 / 5
(80 reviews)
Belleair Bluffs
 Instant Confirmation
Trips from US $475

Fishing Reports

March Fishing report
March Fishing report
Mar 2, 2026 Belleair Bluffs
Nearshore Bite Overview (Belleair Bluffs / Pinellas County) ? Current Fishing Conditions Nearshore spots are producing, especially around natural hard bottom and reef structure a few miles off the beach โ€” hogfish and grouper bites have been consistent lately. Recent reports from area captains indicate quality nearshore action with keeper fish coming to the boat. Water temps in the area are starting to warm up as spring approaches, which usually improves activity on keeper grouper and reef species. Traditional nearshore patterns (structure edges, reef patches, deeper grass lines) are being fished by charter captains with success. ? Likely Species Being Caught Nearshore Based on recent local reports and Gulf catch trends in the Pinellas Bay / nearshore Gulf: Hogfish โ€“ good numbers coming from reef structure. Grouper (keepers) โ€“ some keepers and releases reported on bottom rigs near ledges. Mangrove snapper & grunts โ€“ classic nearshore reef staples; productive on shrimp and cut bait. Redfish, Spanish mackerel, sheepshead & trout have been noted in the general bay area and nearshore by guides, with Spanish mackerel showing up seasonally. Tarpon can also be encountered in nearshore runs during the late spring run. ? 2. Best Bite Times & Tide Info for Nearshore Trips Major bite windows: late morning to early afternoon and again late night. Minor bite windows: early morning (around sunrise) and late afternoon. These solunar times combined with tide transitions generally provide the best nearshore bites.
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2 hour trip
2 hour trip
Nov 21, 2025 Belleair Bluffs
Always cool to catch these guys..
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5 hour Near shore trip
5 hour Near shore trip
Nov 13, 2025 Belleair Bluffs
The weather has cooled the water temps and the fish are slowly making their way closer to shore. Make sure you have plenty of shrimp with you for these trips near shore. We use plenty of frozen threadfin chuncks for the bigger Mangrove snapper. Red Grouper share the same habitat as the Mangrove Snapper and Hog Fish so you never know what may be coming over the rails. Be prepared for the occasional Cobia to crash the party. Be ready with a fresh live bait to get these fish fired up.
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Cooler weather will bring some fish in c
Cooler weather will bring some fish in c
Oct 24, 2025 Belleair Bluffs
As the weather finally cools down, the nearshore bite will heat up! The Spanish and King Mackerel are showing up in good numbers on the nearshore reefs and wrecks. Make sure to look for the birds diving on the bait pods. The Mackerel will be close. The Red grouper bite has been consistent and we get a few keepers mixed in with plenty of shorts. Hog Fish will be a strong possibility this month, make sure to bring plenty of live shrimp. We have seen good numbers of Triggerfish come over the side with a few keepers. Make sure to book soon as these trips are popular and fill up fast.
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Great fishing nearshore
Great fishing nearshore
Sep 29, 2025 Belleair Bluffs
We are catching a mixed bag of fish on the 4 and 5 hour trips. The Mangrove Snapper have been showing up in good numbers in 35 feet if water. There have been a few keeper Hog Fish mixed in with the Snapper. Our Gag grouper season was short and we were able to get a few keepers,but most were short of the slot limit. There were a few keeper Red Grouper that were caught in the same area as the Mangrove Snapper and Hog Fish. The Cobia were happy to make an appearance but were just short but put up a great fight for our customers and made lasting memories. The Bonita and Spanish Mackerel are showing up on the reefs and just off the beaches. Make sure to have plenty of live bait and you should have success with these fish.
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Grouper bite is on fire in December near
Grouper bite is on fire in December near
Dec 9, 2024 Belleair Bluffs
We are definitely up and running after the storms! The Gag and Red Grouper bite has been on fire in December. The nearshore reefs in 35 foot of water are holding good numbers just in time for the Red Grouper season opens on Jan. 1st. There are good numbers of grunt for a table full of fresh fish for the family. We have seen some Grey Triggerfish come over the rails. Hog fish are always a nice treat when they show up. Make sure to have plenty of live or fresh frozen shrimp to bump the odds in your favor. If you have some frozen threadfin for chunk bait or chum, who knows what may show up. We have had good luck on our 4 hour trips with different species of fish. If you want to get out, bring a jacket and warm clothes for the early morning trips and you will be fine. Make sure to book soon as these trips go fast.
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Customer reviews

Rating summary
Excellent
5.0 / 5
out of 5 stars from 80 reviews
See details
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Experience
Excellent
5.0 / 5
Photos & videos by reviewers (147)
new fisherman
new fisherman
new fisherman
+144
Angler rating
79
0
1
0
0
Anglers claimed
Good experience
98%
Friendly captain
100%
Recommend this charter
100%
Appropriate for children
98%
Satisfied with the boat
100%
Caught fish
95%
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Showing:
5 of 80 reviews
George A.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

New fisherman

VERIFIED   NEW  3 Hour Private Afternoon Charter on March 11, 2026
we had a great time. the captain was super with my son. we had no knowledge and he taught us everything we needed for the day....
George A. recommends Mow Fish Charter โ€“ Nearshore
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Riley S.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Perfect Trip

VERIFIED   NEW  3 Hour Private Morning Charter on March 8, 2026
We booked a last minute trip with Capt Matt and turned out to be a blast! we not only caught fish which is not a guarantee...
Riley S. recommends Mow Fish Charter โ€“ Nearshore
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Frank B.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Capt. Matt Is Terrific!

VERIFIED   4-Hour Gulf Fishing Adventure on January 24, 2026
Matt was very courteous, helpful, and did everything in his power to make my wife and I comfortable. He called ahead of the...
Frank B. recommends Mow Fish Charter โ€“ Nearshore
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Heidi B.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

On Fish Right Away

VERIFIED   3 Hour Private Morning Charter on September 25, 2025
Thank you Captain Matt for a wonderful trip. We arrived at your spot and caught fish instantly. I couldnโ€™t believe it. The...
Heidi B. recommends Mow Fish Charter โ€“ Nearshore
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Heidi B.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

What a Day!

VERIFIED   3 Hour Private Morning Charter on September 27, 2025
Unbelievable fishing trip! Captain Matt is our go-to guide. He always puts us on the fish. Not only does Captain Matt know...
Heidi B. recommends Mow Fish Charter โ€“ Nearshore
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