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Mow Fish Charter – Nearshore 

5.0
(91 reviews)
 
State licensed
 West Bay Drive 3900, Belleair Bluffs, FL 33770, United States–
+275
+272
Angler's Choice

Mow Fish Charter – Nearshore 

Belleair Bluffs, FL, United States
–
29 ft
6
5.0
(91 reviews)
Trips & prices
Targeted species
Boat info
What's biting
What's included
Contact captain
Trips & prices
What's included
Targeted species
Boat info
Reviews
Contact captain

Join Captain Matt for an unforgettable fishing adventure out of Belleair Bluffs. Whether you're a first-time angler, a family looking for fun on the water, or an experienced fisherman chasing your next great catch, every trip is tailored to your group's goals and skill level.

We'll fish productive nearshore reefs, wrecks, and hard-bottom areas targeting seasonal favorites like snapper, grouper, kingfish, Spanish mackerel, cobia, sea bass, and more. Our focus is simple: keep rods bent, put fish in the boat, and make sure everyone has a great time.

The boat is fully equipped with quality tackle, safety gear, and everything needed for a successful day on the water. Just bring your favorite snacks and drinks—we'll take care of the rest.

Whether you're looking to fill the cooler with fresh fish or create lasting memories with family and friends, you'll fish with a captain who loves helping guests have an amazing day on the Gulf.

Book today and see why so many anglers return year after year. Professional equipment, local knowledge, and a captain committed to making your trip the highlight of your vacation. Book your date before it's gone.

Join Captain Matt for an unforgettable fishing adventure out of Belleair Bluffs. Whether you're a first-time angler, a family looking for fun on the water, or an experienced fisherman chasing your next great catch, every trip is tailored to your group's goals and skill level.

We'll fish productive nearshore reefs, wrecks, and hard-bottom areas targeting seasonal favorites like snapper, grouper, kingfish, Spanish mackerel, cobia, sea bass, and more. Our focus is simple: keep rods bent, put fish in the boat, and make sure everyone has a great time.

The boat is fully equipped with quality tackle, safety gear, and everything needed for a successful day on the water. Just bring your favorite snacks and drinks—we'll take care of the rest.

Whether you're looking to fill the cooler with fresh fish or create lasting memories with family and friends, you'll fish with a captain who loves helping guests have an amazing day on the Gulf.

Book today and see why so many anglers return year after year. Professional equipment, local knowledge, and a captain committed to making your trip the highlight of your vacation. Book your date before it's gone.

Matthew Karwoski
Captain
Matthew Karwoski
41 years of experience
ID & credentials verified
responds within an hour
What this charter offers
Fishing license
Live bait
You keep catch
Catch cleaning & filleting
Drinks
What this charter offers
Fishing license
Live bait
You keep catch
Catch cleaning & filleting
Drinks

Select date to see availability

Trip date:
Group Size:
November 2026
SuMoTuWeThFrSa
Group Size
2 adults • 0 children
Change
2 Hour Private Fishing Charter
FREE Cancellation 3 days notice
2 hour trip starts at 8:00 AM
Seasonal trip
(Fri)
Seabass (Black)
Snapper (Mangrove)
Sheepshead
US $450
Entire boat: up to 6 people
3 Hour Quick Catch Adventure
FREE Cancellation 3 days notice
3 hour trip starts at 8:00 AM
Snapper (Mangrove)
Black Drum
Redfish
Ladyfish
+2
US $580
Entire boat: up to 4 people
3 Hour Private Afternoon Charter
FREE Cancellation 3 days notice
3 hour trip starts at 12:00 PM
Jack Crevalle
Snapper (Mangrove)
Black Drum
Redfish
+3
US $580
Entire boat: up to 4 people
4 Hr. Nearshore
FREE Cancellation 3 days notice
4 hour trip starts at 8:00 AM
Cobia
Seabass (Black)
Snapper (Mangrove)
Spanish Mackerel
+4
US $680
Entire boat: up to 4 people
4 Hr.Nearshore Afternoon Trip
FREE Cancellation 3 days notice
4 hour trip starts at 1:00 PM
Cobia
Seabass (Black)
Snapper (Mangrove)
Shark (Blacktip)
+6
US $680
Entire boat: up to 4 people
5-Hour Extended Fishing Charter
FREE Cancellation 3 days notice
5 hour trip starts at 8:00 AM
Seabass (Black)
Snapper (Mangrove)
Black Drum
Grouper (Red)
+5
US $780
Entire boat: up to 4 people
6 Hour Private Fishing Charter
FREE Cancellation 3 days notice
6 hour trip starts at 8:00 AM
Seasonal trip
(Mon, Tue, Wed, Thu, Fri, Sat)
Seabass (Black)
Grouper (Gag)
Snapper (Yellowtail)
Bonito
+3
US $850
Entire boat: up to 4 people

Customer reviews

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Rating

5.0
91 reviews
5.0
Boat & equipment
5.0
Captain & crew
5.0
Fishing Experience

Anglers' gallery (173)

What anglers say

98%
Great experience
97%
Family friendly
100%
Friendly captain
100%
Good boat
100%
Recommended
95%
Caught fish

Reviews (91)

  • Frank Barncord
    Frank Barncord
    us
    Illinois, US
    Member since 2026
    5.0
    Verified

    Capt. Matt Is Terrific!

    4 Hr. Nearshore on January 24, 2026 • 2 adults

    Matt was very courteous, helpful, and did everything in his power to make my wife and I comfortable. He called ahead of the trip to introduce himself and answer any and all questions we might have before the trip. On the day of the trip he put us on fish right away, and the bite never faded! We brought home plenty of fish to enjoy. I would recommend Captain Matt without hesitation!!

  • Jason Bray
    Jason Bray
    us
    Georgia, US
    Member since 2026
    5.0
    Verified

    3 hour tour

    3 Hour Quick Catch Adventure on July 1, 2026 • 3 adults

    We had a great time fishing with captain Matt. I highly recommend the the 7am departure and 3 hr slot in the summer heat. We were catching fish the entire time of all varitey and size.

  • George Auge
    George Auge
    us
    New Jersey, US
    Member since 2026
    5.0
    Verified

    new fisherman

    3 Hour Private Afternoon Charter on March 11, 2026 • 2 adults

    we had a great time. the captain was super with my son. we had no knowledge and he taught us everything we needed for the day. safety was clearly paramount on this captains list which i appreciated. if was just me and my son and I felt absolutely safe on his boat. I absolutely recommend this boat and captain.

  • Peter Desrosiers
    Peter Desrosiers
    us
    Massachusetts, US
    Member since 2026
    5.0
    Verified

    Great trip!

    4 Hr. Nearshore on June 14, 2026 • 4 adults

    We had a great trip out and caught lots of fish. Captain was very knowledgeable and assisted in every way possible. Will book this boat again in the future.

  • April Berry
    April Berry
    Repeat angler
    us
    Georgia, US
    Member since 2021
    3 trips
    5.0
    Verified

    Great Trip !

    4 Hr. Nearshore on July 13, 2026 • 6 adults

    We had a great trip fishing with Capt Matt !!! He took great care of the our girls !!

  • Tammy Ortman
    Tammy Ortman
    Repeat angler
    us
    Ohio, US
    Member since 2025
    2 trips
    5.0
    Verified

    Caught a tiger shark along with an abundance of fish we brought home!

    6 Hour Private Fishing Charter on April 1, 2026 • 4 adults

    Matt came well prepared bringing us water and sunscreen, he took us to awesome spots were we caught grunts, mangrove snappers, groupers, hogfish, and pufferfish. We even ran into cobias and I got the experience to reel in a tiger shark!

  • Jeremy Stolte
    Jeremy Stolte
    Repeat angler
    us
    Colorado, US
    Member since 2024
    2 trips
    5.0
    Verified

    Great trip!

    4 Hr.Nearshore Afternoon Trip on November 30, 2025 • 4 adults

    Went on a nearshore trip with my dad, brother and son. We had a blast! Matt took great care of us, was very knowledgeable, and a fun host. We caught a lot of fish, even a baby hammerhead shark! Highly recommended!

  • Matthew Karwoski
    Matthew Karwoski
    us
    Florida, US
    Member since 2024
    5.0

    Half day trip with Mow Fish Charter

    4 Hr.Nearshore Afternoon Trip on December 11, 2024

    Great day fishing with friends. Captain Matt was great and put us on the fish right away. We were able to catch multiple fish species on our trip. The boat was awesome and there were plenty of rods for everyone. If we got broken off, Captain Matt handed us a new set up and we were back in the water without missing any time fishing. I would definitely recommend Mow Fish Charter.

  • Qiong Ly
    Qiong Ly
    Repeat angler
    us
    Georgia, US
    Member since 2022
    2 trips
    5.0
    Verified

    Half day trip with Capt. Matt

    4 Hr.Nearshore Afternoon Trip on July 3, 2023 • 4 adults • 2 children

    Capt. Matt was awesome. A few weeks before our trip, I contacted Capt. Matt and asked lots of questions before booking the trip. He was very nice and responsive. When we got to the area, I booked the trip and Capt.Matt again was very responsive and the day of ever was the BEST! He was on time, funny, made my kids feel comfortable and the family had a blast! My kids asked him a lot of questions and he was very patient with them. Overall we had an amazing time and caught lots of fish! Will definitely book with him again next time.

  • Michael Schuch
    Michael Schuch
    us
    Minnesota, US
    Member since 2024
    5.0
    Verified

    Highly recommend!!!!

    3 Hour Private Afternoon Charter on March 1, 2024 • 2 adults • 1 child

    In the words of my 11 year old "it was awesome, we caught a lot of fish, and it was the best part of our vacation". Captain Matt was in touch with us from the moment we booked to casting time. We had to reschedule due to weather and Captain Matt was very mindful that there would be a child along. We would highly recommend for a memory maker on your vacation!

FAQs about Mow Fish Charter – Nearshore

Mow Fish Charter – Nearshore offers the following trips to customers:
  • US $450 per group - 2 Hour Private Fishing Charter (2 hours)
  • US $580 per group, additional US $35 per person after 4 guests - 3 Hour Private Afternoon Charter (3 hours)
  • US $580 per group, additional US $35 per person after 4 guests - 3 Hour Quick Catch Adventure (3 hours)
  • US $680 per group, additional US $35 per person after 4 guests - 4 Hr. Nearshore (4 hours)
  • US $680 per group, additional US $35 per person after 4 guests - 4 Hr.Nearshore Afternoon Trip (4 hours)
  • US $780 per group, additional US $35 per person after 4 guests - 5-Hour Extended Fishing Charter (5 hours)
  • US $850 per group, additional US $35 per person after 4 guests - 6 Hour Private Fishing Charter (6 hours)
When you book a trip with Mow Fish Charter – Nearshore, you can expect the following amenities onboard:
  • Toilet The toilet on board is in an enclosed console for privacy.
  • GPS Garmin 1242xsv chartplotter (2)
  • Fishfinder Garmin 1242xsv
  • Live bait well We have both live well and separate fish boxes
  • Multimedia system Bluetooth radio
  • Wireless trolling motor 96-inch Rhodan
  • Ice box On board cooler for drinks and snacks
  • Radar 24-mile hd radar
Trips booked with Mow Fish Charter – Nearshore include:
  • Rods, reels & tackle
  • Live bait (Live shrimp,pinfish,etc will be provided. )
  • Lures (If you have a favorite lure you like, bring it. )
  • Catch cleaning & filleting (Not responsible for bones. )
  • Drinks (We will provide bottled water)
  • Fishing license (All licensing that is required for fishing is provided by the captain. All you need is your favorite drinks or snacks, and we provide water.)
Mow Fish Charter – Nearshore offers the following types of fishing:
  • Nearshore fishing (Up to 9 miles)
  • Offshore fishing (Up to 9 miles )
  • Reef fishing
  • Wreck fishing
Mow Fish Charter – Nearshore offers the following fishing techniques:
  • Light tackle
  • Heavy tackle
  • Bottom fishing
  • Trolling
  • Spinning
  • Jigging
  • Drift fishing
Top targeted fish species with Mow Fish Charter – Nearshore include:
  • Cobia
  • Grouper (Gag)
  • Grouper (Red)
  • Grunt
  • Seabass (Black)
  • Shark (Blacktip)
  • Snapper (Mangrove)
  • Triggerfish (Gray)

Your captain

Matthew Karwoski
Matthew Karwoski
Belleair Bluffs, Florida, United States
22 Fishing Reports
ID & license verified
91 Customer reviews
Typical response within an hour
Member since December 2021
Angler's Choice
The Angler's Choice Award is given to listings that consistently deliver a high-quality service and earn great reviews from customers.
Captain Matthew offers fun-packed fishing trips, cruises, and other interesting outings on the beautiful waters of Florida. Captain Matt also has a 25 ton Master Captain's Lisence from the U.S.C.G. which shows his dedication and time on the waterways he will be fishing. Come join him aboard a spacious 29 foot center console fishing machine and you are sure to have a memorable fishing experience that will last for a lifetime!
Matthew Karwoski
Matthew Karwoski
Fully verified
Angler's Choice
22
reports
91
reviews
2021
member since
~1h
response
Captain Matthew offers fun-packed fishing trips, cruises, and other interesting outings on the beautiful waters of Florida. Captain Matt also has a 25 ton Master Captain's Lisence from the U.S.C.G. which shows his dedication and time on the waterways he will be fishing. Come join him aboard a spacious 29 foot center console fishing machine and you are sure to have a memorable fishing experience that will last for a lifetime!

The fish you can target

Cobia
Cobia
Gag Grouper
Gag Grouper
Red Grouper
Red Grouper
Grunt
Grunt
Black Seabass
Black Seabass
Blacktip Shark
Blacktip Shark
Mangrove Snapper
Mangrove Snapper
Gray Triggerfish
Gray Triggerfish
Cobia
Cobia
Gag Grouper
Gag Grouper
Red Grouper
Red Grouper
Grunt
Grunt
Black Seabass
Black Seabass

Real catches by this captain

  • Angler displaying a large grouper-like fish aboard an offshore fishing boat, with open ocean visible behind him.
    Fish 1
    Fish 2
    +1
    Gag Grouper
    Clearwater’s nearshore waters are offering anglers an exciting mix of fishing opportunities in the Gulf of Mexico! From hard-fighting game fish to delicious table fare, there’s plenty to target on your next fishing adventure. ? Cobia are a thrilling bonus when they show up around nearshore structure and bait schools. Keep your eyes open and be ready for a powerful fight! ? King Mackerel and Spanish Mackerel offer fast-paced action and exciting runs. When conditions are right, trolling and targeting active bait schools can make for an unforgettable day on the water. ? Red Grouper are a favorite target around productive bottom structure, giving anglers a chance to battle strong fish and bring home a tasty reward when regulations allow. ?️ Grunts and Gray Triggerfish add plenty of variety to the action, keeping rods bent and providing excellent table fare when legal to keep. Whether you're an experienced angler or bringing the family out for a fun day on the Gulf, our nearshore trips offer a great combination of action, variety, and memories on the water. We adjust our techniques and fishing locations to match the conditions and give you the best opportunity for a productive trip. Ready to experience Clearwater fishing for yourself? Book your nearshore fishing charter today and let's see what we can catch!
  • Angler proudly holds a large snook aboard a center-console fishing boat offshore.
    Fish 1
    Fish 2
    +4
    Gag Grouper
    The Clearwater nearshore bite is producing some great mixed-bag action right now! We’re finding Mangrove Snapper, Cobia, Black Sea Bass, Triggerfish, and Grunt holding around nearshore structure, reefs, and productive bottom spots. Mangrove Snapper have been a standout, with quality fish providing plenty of fast-paced action and excellent table fare. Cobia are also on the lookout, so anglers need to be ready when one shows up around structure or on the surface. The bottom bite has been keeping rods bent with Black Sea Bass, Triggerfish, and Grunt mixed in. These trips are a great option for anglers looking for lots of bites and the chance to bring home a variety of fresh fish. We’re using a combination of frozen Squid, cut bait, and chumming with frozen Threadfin and we use proven bottom-fishing techniques to stay on the fish. Whether you're an experienced angler or taking the family out for a day on the Gulf, Clearwater's nearshore waters are offering plenty of action. ? The fish are biting — now is a great time to get on the water! Book your Clearwater nearshore trip and let's see what’s waiting below.
  • Angler proudly holding a large red snapper aboard a fishing boat in coastal waters.
    Fish 1
    Red Grouper
    April B.
    April B.
    We had a great trip fishing with Capt Matt !!! He took great care of the our girls !!
  • A smiling angler proudly displays a large Grouper while fishing on a boat, showcasing a successful day on the water.
    Fish 1
    Fish 2
    +2
    Red Grouper
    July Offshore Action is Heating Up! July is delivering some incredible bottom fishing! If you're looking for fresh fish and nonstop action, now is the time to get offshore. Hogfish are showing up on the deeper hard bottom and putting up a great fight before becoming one of the best fish on the table. Mangrove Snapper are biting well around reefs and ledges, with plenty of quality fish coming over the rail. Red Grouper continue to provide steady action, and we're finding some solid keepers on our favorite spots. ⚡ Grunts are keeping the rods bent between bigger bites, making for fast-paced fishing that's perfect for anglers of all experience levels. Whether you're filling the cooler with delicious fillets or chasing your next offshore adventure, July is one of the best times to get on the water. Book your trip now—prime dates are filling fast, and the bite is only getting better!
  • A proud angler holding a large Grouper while fishing on a sunny day, showcasing the excitement of a successful catch.
    Fish 1
    Fish 2
    +1
    Gag Grouper
    Jason B.
    Jason B.
    We had a great time fishing with captain Matt. I highly recommend the the 7am departure and 3 hr slot in the summer heat. We were catching fish the entire time of all varitey and size.
  • Angler proudly displaying a large Speckled Trout while fishing on a boat in open waters.
    Fish 1
    Fish 2
    +3
    Gag Grouper
    Peter D.
    Peter D.
    We had a great trip out and caught lots of fish. Captain was very knowledgeable and assisted in every way possible. Will book this boat again in the future.
  • An angler proudly displaying a large Grouper while fishing on a boat in clear blue waters.
    Fish 1
    Red Grouper
    Michael G.
    Michael G.
    captain Matt is your man!!!!, he new all the hot spots ,was quick with the bait an tackle.clean big boat,all around a really cool guy, would recommend his charter anyway
  • Angler proudly displaying a freshly caught Red Snapper while fishing on a boat in open waters.
    Fish 1
    Fish 2
    Red Grouper
    Nearshore opportunities are plenty this month with good numbers of Grunt,mangrove Snapper,Triggerfish, Black Sea Bass, Red Grouper, Gag Grouper (seasonal),Cobia, and a possible Hog Fish. The weather is heating up and so are the fish. The summer months are here and the fishing will only get better. Tarpon are still here around the bridges and along the beachesand make for a great fight! Bring the bigger tackle and you just might be lucky enough to land the King!
  • Young angler proudly displays a reef fish aboard a center-console boat offshore.
    Fish 1
    Fish 2
    Red Grouper
    April is one of the most productive months of the year, and the bite is heating up across the board. If you’ve been waiting for the right time to get on the water—this is it. King Mackerel are starting to show up in strong numbers just offshore, with fast action and great opportunities for both trolling and live baiting. Spanish Mackerel are thick right now, providing constant rod-bending action that’s perfect for families and anglers looking to stay busy. Nearshore and bottom fishing has been excellent. Red Grouper season is delivering quality fish, and we’re consistently putting solid keepers in the box. Mixed in, we’re seeing plenty of Grunt and Black Sea Bass, making for easy limits and steady action throughout the trip. Cobia are also beginning their spring push, and we’re starting to spot them cruising—giving anglers a shot at one of the most exciting sight-fishing opportunities of the year. What to expect on your trip: • Non-stop action with Spanish Mackerel and bottom species • Opportunities to target bigger fish like Kingfish and Cobia • Calm spring conditions making for comfortable rides • A full box of fresh fish to take home Trips are booking quickly as the spring bite ramps up. Morning slots, especially on weekends, are filling first. If you’re looking for variety, action, and the chance at multiple species in one trip, April is hard to beat. Book now and get in on one of the best bites of the season.
  • Angler proudly displaying a large Grouper while fishing on a sunny day in open waters, with a companion in the background.
    Fish 1
    Gag Grouper
    Anna R.
    Anna R.
    Matt was great! We caught fish and had fun! We would love to do it again!

What is the boat like?

Boat image
Boat category
Center console boats
Capacity
6 persons
Boat length
29 ft
Year built
2002
Boat manufacturer
Pro Sport Pro Kat
Boat type
Center console
Engine model
Yamaha
Powered by
2 x 225HP
Max cruising speed
27 knots

What kind of fishing will you do?

Nearshore Fishing
Offshore Fishing
Reef Fishing
Wreck Fishing

Which fishing techniques you can try

Light Tackle
Heavy Tackle
Bottom Fishing
Trolling
Spinning
Jigging
Drift Fishing

Which amenities are available onboard

Toilet
The toilet on board is in an enclosed console for privacy.
GPS
Garmin 1242xsv chartplotter (2)
Fishfinder
Garmin 1242xsv
Live bait well
We have both live well and separate fish boxes
Multimedia system
Bluetooth radio
Wireless trolling motor
96-inch Rhodan
Ice box
On board cooler for drinks and snacks
Radar
24-mile hd radar
What's included in the trip price
Rods, reels & tackle
Live bait
Live shrimp,pinfish,etc will be provided.
Lures
If you have a favorite lure you like, bring it.
Catch cleaning & filleting
Not responsible for bones.
Drinks
We will provide bottled water
Fishing license
All licensing that is required for fishing is provided by the captain. All you need is your favorite drinks or snacks, and we provide water.

How cancellations work

Free cancellation up to 3 days prior to trip
You can cancel or modify your booking up to 3 days before the trip date, free of charge. If you cancel or modify your booking later, or fail to show up, you'll forfeit 100% of what you've paid.
More details

What the listing policies are

Pickup not included
Transfer to/from departure site is not included in trip rates.
Child friendly
We love to have kids aboard for our charters.
You keep catch
Catch and release allowed

How you can pay

Book with 15% deposit, pay rest to captain
When the captain confirms your trip, FishingBooker charges your credit card a 15% deposit to guarantee your reservation.
The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:
 Cash
 Visa
 Mastercard
 American Express
 Bank transfer
When paying the remaining balance with a credit card, an additional 3% charge will apply.

What’s biting in Belleair Bluffs right now

CobiaCobia
Grouper (Gag)Grouper (Gag)
Grouper (Red)Grouper (Red)
Snapper (Mangrove)Snapper (Mangrove)

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