Captain
Terry McGowen

Member since November 2014 Panama City Beach, United States
Background
Captain Terry is the owner and a captain aboard Reel Fun Charters. He's been steering boats around the Gulf, and knows waters all the way from Louisiana to the Bahamas. Captain Terry has over two decades of experience, and delivers professional service to his customers. He has also taken part in deep sea tournaments with success, and is often asked to step behind the wheel of private boats. He uses quality fishing gear, and knows the spots where fish are biting.
Techniques
I like live bait and lite tackle. Lots more fun for the anglers.

Hey, I'm Captain Terry McGowen

Panama City Beach, United States
Background
Captain Terry is the owner and a captain aboard Reel Fun Charters. He's been steering boats around the Gulf, and knows waters all the way from Louisiana to the Bahamas. Captain Terry has over two decades of experience, and delivers professional service to his customers. He has also taken part in deep sea tournaments with success, and is often asked to step behind the wheel of private boats. He uses quality fishing gear, and knows the spots where fish are biting.
Techniques
I like live bait and lite tackle. Lots more fun for the anglers.
Our Team
Jon M.
Captain

My Charter Listing

Excellent
4.8 / 5
(188 reviews)
Panama City Beach
 2 bookings in the past week.
 Instant Confirmation
Trips from US $400

Customer reviews

Rating summary
Excellent
4.8 / 5
out of 5 stars from 188 reviews
Boat
Excellent
4.8 / 5
Crew
Excellent
4.9 / 5
Experience
Excellent
4.8 / 5
Photos & videos by reviewers (140)
Fishing with Terry
Fishing with Terry
Fishing panama city
+137
Angler rating
172
10
2
2
2
Anglers claimed
Good experience
97%
Friendly captain
99%
Recommend this charter
96%
Appropriate for children
94%
Satisfied with the boat
99%
Caught fish
88%
Sort by:
Featured  
Showing:
5 of 188 reviews
Subhash N.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Amazing Fishing trip !

VERIFIED   2 Hour Kids Trip on April 3, 2025
We had an absolutely fantastic time fishing with Captain Jon McGowen! From the start, he was incredibly friendly, knowledgeable,...
Subhash N. recommends Reel Fun Charters
Mark review as helpful
1 person finds this review helpful
You and 1 other person found this review helpful
Subhash N. recommends Reel Fun Charters
Mark review as helpful
1 person finds this review helpful
You and 1 other person found this review helpful

Joe J.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Fishing panama city

VERIFIED   NEW  Half Day Trip (AM) on July 2, 2025
I couldnโ€™t asked for a better captain than john.he made sure we caught plenty of fish.he was also very experienced were the...
Joe J. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful
Joe J. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful

William B.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

โ€œHooks, Laughs, and Big Catches

VERIFIED   NEW  2 Hour Kids Trip on June 25, 2025
Had an amazing time out on the water in Panama City! Hunter was top-notch โ€” super friendly, patient, and knew exactly where...
William B. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful
William B. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful

Collin P.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Great Guide

VERIFIED   NEW  5 Hour Trip โ€“ Offshore (AM) on June 17, 2025
Took us right to the fish. Caught some right when we stopped. Unfortunately one member got sick and had to head back early....
Collin P. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful
Collin P. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful

Andrea H.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Great for kids

VERIFIED   2 Hour Kids Trip on June 9, 2025
Captain John took us on a 2 hour boating trip with our two kids ages 6 and 9. He did a great job with the kids and they had...
Andrea H. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful
Andrea H. recommends Reel Fun Charters
Mark review as helpful
You found this review helpful