If you’re looking to enrich your vacation, join Reel Fun Charters for a trip around the waters of Panama City Beach! Captain Terry McGowen has over 2 decades of experience, and he knows waters all the way from Louisiana to the Bahamas. He’ll make sure that your trip is as productive as possible.

Explore these productive waters on board a 26ft Pathfinder center console boat. It is equipped with a 300HP Yamaha engine, and it can develop some serious speed. The boat can comfortably accommodate up to 4 people, so bring a few friends and have a fishing adventure!

Capt. Terry will provide you with quality fishing equipment, fine tackle, and reels. He will also bring lures and live bait, and will take care of the fishing license. He supports catch and release, but if you’d like, you can take your catch home for a meal or to fill the freezer. If fishing on the fly is your thing, Capt. Terry has the gear on the boat.

You will target different fisheries depending on what’s the most productive spot at the moment, staying inshore, or treading further off the coast, to reefs and wrecks. You can try jigging, or fly fishing, using light tackle. Captain Terry is experienced and knows what works best. You’ll target Red Snapper, Kingfish, Spanish Mackerel, Tarpon, Mahi Mahi, Redfish, and Amberjack.

Feel free to bring your kids along on an amazing journey they’ll always remember! Put on sunblock, shades, and a cap. Bring snacks and drinks, and come along for a fun day out!

Join Reel Fun Charters and explore the fish-rich waters off the coast of Florida for an unforgettable day on the water!



Select date to see available trips and rates:

  • Private trip
    2 Hour Kids Trip
    FREE Cancellation 3 days notice
    2 Hour Trip, starts at 11:00 AM
    US $400
    The duration of this trip makes it a great option for kids to experience fishing! It's a hands-on adventure where you'll look for a variety of local species as well as dolphins.
  • Private trip
    Half Day Trip (AM)
    FREE Cancellation 3 days notice
    4 Hour Trip, starts at 6:30 AM
    US $700
    This 4-hour trip is a great way to kickstart your morning. Whichever month you decide to book a trip, you will have a variety of species to target. The likes of Trout, Redfish, Bonito, Bluefish, Shark, Mahi Mahi, King or Spanish Mackerel are just some of them. The captain will provide quality fishing gear, and the fishing license. If you like to catch fish on the fly, the equipment is available onboard. You can take the catch home, just bring a cooler. Put on sunblock, grab food and drinks, and come!
  • Private trip
    Shark fishing
    FREE Cancellation 3 days notice
    4 Hour Trip, starts at 7:00 AM
    US $700
    Shark fishing with liter tackle.makes it a little more challeging.also sight fishing
  • Private trip
    5 Hour Trip – Offshore (AM)
    FREE Cancellation 3 days notice
    5 Hour Trip, starts at 6:30 AM
    US $850
    A 5-hour gulf fishing trip running from 6:30 a.m. to 11:30 a.m.
  • Private trip
    Red snapper trip
    FREE Cancellation 3 days notice
    5 Hour Trip, starts at 6:00 AM
    Seasonal trip Jun 16 - Jul 31
    US $950
    Starting june 16- july 31 offering 5hrs trips targeting red snapper on lite tackle in gulf
    Targeted fish
    Dolphin (Mahi Mahi)
    Dolphin (Mahi Mahi)
    Snapper (Red)
    Red Snapper
    Mackerel (Atlantic)
    Atlantic Mackerel
  • Private trip
    3/4 Day Trip
    FREE Cancellation 3 days notice
    6 Hour Trip, starts at 6:30 AM
    US $1,000
    This trip is for anglers who want to have a bit more for fishing. The bite is solid throughout the year, and you can fish for Reds, Bonito, Bluefish, Shark, Mahi Mahi, Speckled Seatrout, Spanish or King Mackerel. The captain will supply you with rods, reels, tackle, lures, and live bait, as well as a fishing license. You can also find fly fishing equipment onboard. if you'd like, take your home, and bring a cooler to store it. Put on sunblock, grab food and drinks, a camera, and dress comfortably.
  • Private trip
    Full Day Trip
    FREE Cancellation 3 days notice
    8 Hour Trip, starts at 6:30 AM
    US $1,200
    On this full day fishing trip, you will have plenty of time to try and land trophy catch. Fish are in the water year-round, and you can fish for Reds, Bonito, Bluefish, Shark, Mahi Mahi, Speckled Seatrout, Spanish or King Mackerel. The trip rates include a fishing license, fly fishing equipment, rods, reels, tackle, lures, and live bait. Catch and release is supported, but if you'd like, you can take the catch home. Put on sunscreen, grab food and drinks, bring a cap, and sunglasses.
There are 5 people looking at this charter.

FAQs about Reel Fun Charters

Reel Fun Charters offers the following trips to customers:
  • US $400 per group - 2 Hour Kids Trip (2 hours)
  • US $700 per group, additional US $50 per person after 2 guests - Half Day Trip (AM) (4 hours)
  • US $700 per group, additional US $50 per person after 2 guests - Shark fishing (4 hours)
  • US $850 per group, additional US $75 per person after 2 guests - 5 Hour Trip – Offshore (AM) (5 hours)
  • US $950 per group - Red snapper trip (5 hours)
  • US $1,000 per group, additional US $75 per person after 2 guests - 3/4 Day Trip (6 hours)
  • US $1,200 per group, additional US $75 per person after 2 guests - Full Day Trip (8 hours)

When you book a trip with Reel Fun Charters, you can expect the following amenities onboard:
  • GPS
  • Fishfinder
  • Live Bait Well
  • Wireless Trolling Motor
  • Ice Box

Trips booked with Reel Fun Charters include:
  • Rods, reels & tackle
  • Live Bait
  • Lures
  • Fishing License
  • Fly Fishing Equipment

Reel Fun Charters offers the following types of fishing:
  • Inshore Fishing
  • Nearshore Fishing
  • Reef Fishing
  • Wreck Fishing
  • Flats Fishing

Reel Fun Charters offers the following fishing techniques:
  • Light Tackle
  • Jigging
  • Fly Fishing
  • Deep Sea Fishing

Top targeted fish species with Reel Fun Charters include:
  • Amberjack
  • Bonito
  • Cobia
  • Dolphin (Mahi Mahi)
  • King Mackerel (Kingfish)
  • Redfish
  • Snapper (Red)
  • Tarpon

Meet the Captain

Terry McGowen
Panama City Beach, Florida, United States
4 Fishing Reports
ID & license verified
172 Customer reviews
Response time within an hour
Member since November 2014
Captain Terry is the owner and a captain aboard Reel Fun Charters. He's been steering boats around the Gulf, and knows waters all the way from Louisiana to the Bahamas. Captain Terry has over two decades of experience, and delivers professional service to his customers. He has also taken part in deep sea tournaments with success, and is often asked to step behind the wheel of private boats. He uses quality fishing gear, and knows the spots where fish are biting.

About this listing

Targeted species

Amberjack Amberjack
Bonito Bonito
Cobia Cobia
Dolphin (Mahi Mahi) Dolphin (Mahi Mahi)

Boat specs

Pathfinder (Center console) originally built in 2014. Powered by a 300HP Yamaha engine, with a maximum cruising speed of 35 knots.

Length
26 ft
Capacity
4 persons

Types of fishing

Inshore Fishing
Nearshore Fishing
Reef Fishing
Wreck Fishing
Flats Fishing

Fishing techniques

Light Tackle
Jigging
Fly Fishing
Deep Sea Fishing

Amenities

GPS
Fishfinder
Live Bait Well
Wireless Trolling Motor
Ice Box

Trip includes

Rods, reels & tackle
Live Bait
Lures
Fishing License
Fly Fishing Equipment

Cancellation policy

Free cancellation up to 3 days prior to trip

You can cancel or modify your booking up to 3 days before the trip date, free of charge. If you cancel or modify your booking later, or fail to show up, you'll forfeit 100% of what you've paid.

Listing policies

Pickup not included
Transfer to/from departure site is not included in trip rates.
Child Friendly
You Keep Catch
Catch and Release Allowed

Payment

Pay online in full

Pay online in full through FishingBooker and save on credit card fees at the dock.

No additional fees.
Book with 20% deposit, pay rest to captain

When the captain confirms your trip, FishingBooker charges your credit card a 20% deposit to guarantee your reservation.

The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:

Cash
Visa
Mastercard
American Express
PayPal
Checks
When paying the remaining balance with a credit card, an additional 3% charge will apply.

Panama City Beach Fishing Calendar

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Customer reviews

Rating summary
Excellent
4.8 / 5
out of 5 stars from 172 reviews
Boat
Excellent
4.8 / 5
Crew
Excellent
4.9 / 5
Experience
Excellent
4.8 / 5
Photos & videos by reviewers (126)
Dreams Do Come True!!!
Dreams Do Come True!!!
Cold but productive and captain was great
+123
Angler rating
156
10
2
2
2
Anglers claimed
Good experience
96%
Friendly captain
99%
Recommend this charter
96%
Appropriate for children
95%
Satisfied with the boat
99%
Caught fish
87%
Sort by:
Featured  
Showing:
5 of 172 reviews
CalieAnn M.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Dreams Do Come True!!!

VERIFIED   Half Day Trip (PM) on March 15, 2024
I’m on the MN High School Fishing Team and have always wanted to go fishing in another state.  When my grandmother set up...
CalieAnn M. recommends Reel Fun Charters
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CalieAnn M. recommends Reel Fun Charters
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Michael D.
Excellent
4.7 / 5
Experience:
Very good
4.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Fishing trip in July

VERIFIED   2 Hour Kids Trip on July 20, 2023
Michael D. recommends Reel Fun Charters
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Michael D. recommends Reel Fun Charters
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Jamie H.
Excellent
4.7 / 5
Experience:
Very good
4.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Fishing with Terry

VERIFIED   Half Day Trip (PM) on May 27, 2023
Jamie H. recommends Reel Fun Charters
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Jamie H. recommends Reel Fun Charters
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Chris L.
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

April fishing trip

VERIFIED   NEW  2 Hour Kids Trip on April 5, 2024
Great service .
Chris L. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this review helpful
Chris L. recommends Reel Fun Charters
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1 person finds this review helpful
You and 1 other person found this review helpful

Emaline W.
Orlando, Florida
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Great 6 hour trip

VERIFIED   3/4 Day Trip on June 6, 2023
We had a wonderful trip today! We caught a bunch of trigger and red snappers that unfortunately we couldn’t keep because...
Emaline W. recommends Reel Fun Charters
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Emaline W. recommends Reel Fun Charters
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