Lock N Load Charters 

4.8/5 (232 reviews)
 
State licensed
 Harbor Boulevard 538, Destin, FL 32541, United States

Lock N Load Charters 

Up to 9 miles
Destin, FL, United States
28 ft
6
4.8/5 (232 reviews)

Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the 'Lock N Load', a 28' Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.

Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the 'Lock N Load', a 28' Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.

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Customer reviews

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Rating

4.8
232 reviews
4.8
Boat & equipment
4.9
Captain & crew
4.8
Fishing Experience

Anglers' gallery (342)

What anglers say

96%
Great experience
98%
Family friendly
99%
Friendly captain
99%
Good boat
95%
Recommended
90%
Caught fish

All reviews (232)

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Showing 15 of 232 reviews
Sarah Pittz
Sarah Pittz
us
Wisconsin, US
Member since 2026
1
5.0
Verified
So much fun & so many fish!
Half Day Trip (PM) on March 27, 20263 adults2 children
Captain Steve was an awesome host for our family’s spring break excursion! Despite it being early in the season, he put us on a ton of fish and had nothing but patience with the kids, teaching them every step of the way! He took care of everything so we could just focus on having a great time - we highly recommend Lock N Load Chartera!
Response from Captain
March 28, 2026
it was a blast! I really enjoyed taking ya’ll, thanks for choosing to book with me. 🙏 “I got one more silver dollar” 🤩
Bill Latoria
Bill Latoria
us
Louisiana, US
Member since 2022
1
5.0
Verified
Locked and Loaded!!
3/4 Day Trip on July 5, 20254 adults
This was a lot of fun. Went for the 6 hour trip and Captain Steve put us on the fish at every stop. Plenty of opportunity to catch fish and we got nibbles pretty much as soon as our bait settled. Captain Steves direction put our bait right in the middle of the schools and his attention to detail ensured we got the fish in the boat. All in all we had a ton of fun and we're exhausted by the end of the day (in a good way). Book with Captain Steve and you'll have a blast!
Reported catch:
Vermilion Snapper
Red Snapper
Amberjack
Response from Captain
July 6, 2025
It was pretty rough sea conditions, but you guys did great, thanks for choosing to fish with me! 👍
Todd Malone
Todd Malone
us
Alabama, US
Member since 2026
0
5.0
Verified
New
made the most
3/4 Day Trip on May 27, 20263 adults
3-5 foot waves and rain. captian kept us on the fish
Reported catch:
Red Snapper
King Mackerel (Kingfish)
Response from Captain
May 28, 2026
it was about as rough as it can get, and you guys did fantastic! Thanks so much for choosing to go with me. 👍
Heath Colledge
Heath Colledge
Repeat angler
us
Utah, US
Member since 2025
2 trips
0
5.0
Verified
Great Time on the Gulf
3/4 Day Trip on March 25, 20262 adults
The Gulf was a little rough today, but we still had a great time. Capt Steve was amazing. Very good with the kids and personable. Would book again.
Reported catch:
Vermilion Snapper
Response from Captain
March 27, 2026
what a wonderful family, thank you so much for choosing to go fishing with me! 👍
Tanna Smith
Tanna Smith
us
Mount Pleasant, TX, US
Member since 2025
0
5.0
Verified
Family of 4 from Texas
Half Day Trip (PM) on June 27, 20253 adults1 child
Captain Steve was great! Great communication leading up to the trip and during! He was friendly and down to earth! We will definitely book with him again! Highly recommend Captain Steve, Lock N Loaded!
Reported catch:
Red Snapper
Response from Captain
June 28, 2025
What a great time, thanks for going with me!👍

Trip availability and prices

Trip Date:
Days:
Group Size:
Select date to see availability
June 2026
SuMoTuWeThFrSa
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Number of days
1
Group Size
2 adults • 0 children
Change
Almost there...
Spring special
4 hour trip starts at 8:00 AM
Seasonal trip
Feb 1 - May 1
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US $900
Entire boat: up to 6 people
Half Day Trip (AM)
4 hour trip starts at 6:00 AM
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US $1,000
Entire boat: up to 4 people
Half Day Trip (PM)
4 hour trip starts at 11:00 AM
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US $1,000
Entire boat: up to 4 people
Half day PM
4 hour trip starts at 12:30 PM
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US $1,000
Entire boat: up to 4 people
3/4 Day Trip
6 hour trip starts at 6:00 AM
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US $1,500
Entire boat: up to 4 people
There are 8 people looking at this charter.

Customer reviews

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Rating

4.8
232 reviews
4.8
Boat & equipment
4.9
Captain & crew
4.8
Fishing Experience

Anglers' gallery (342)

What anglers say

96%
Great experience
98%
Family friendly
99%
Friendly captain
99%
Good boat
95%
Recommended
90%
Caught fish

All reviews (232)

Filter
Frequently mentioned
Loading...Loading...Loading...Loading...Loading...Loading...Loading...Loading...
Showing 15 of 232 reviews
Sarah Pittz
Sarah Pittz
us
Wisconsin, US
Member since 2026
1
5.0
Verified
So much fun & so many fish!
Half Day Trip (PM) on March 27, 20263 adults2 children
Captain Steve was an awesome host for our family’s spring break excursion! Despite it being early in the season, he put us on a ton of fish and had nothing but patience with the kids, teaching them every step of the way! He took care of everything so we could just focus on having a great time - we highly recommend Lock N Load Chartera!
Response from Captain
March 28, 2026
it was a blast! I really enjoyed taking ya’ll, thanks for choosing to book with me. 🙏 “I got one more silver dollar” 🤩
Bill Latoria
Bill Latoria
us
Louisiana, US
Member since 2022
1
5.0
Verified
Locked and Loaded!!
3/4 Day Trip on July 5, 20254 adults
This was a lot of fun. Went for the 6 hour trip and Captain Steve put us on the fish at every stop. Plenty of opportunity to catch fish and we got nibbles pretty much as soon as our bait settled. Captain Steves direction put our bait right in the middle of the schools and his attention to detail ensured we got the fish in the boat. All in all we had a ton of fun and we're exhausted by the end of the day (in a good way). Book with Captain Steve and you'll have a blast!
Reported catch:
Vermilion Snapper
Red Snapper
Amberjack
Response from Captain
July 6, 2025
It was pretty rough sea conditions, but you guys did great, thanks for choosing to fish with me! 👍
Todd Malone
Todd Malone
us
Alabama, US
Member since 2026
0
5.0
Verified
New
made the most
3/4 Day Trip on May 27, 20263 adults
3-5 foot waves and rain. captian kept us on the fish
Reported catch:
Red Snapper
King Mackerel (Kingfish)
Response from Captain
May 28, 2026
it was about as rough as it can get, and you guys did fantastic! Thanks so much for choosing to go with me. 👍
Heath Colledge
Heath Colledge
Repeat angler
us
Utah, US
Member since 2025
2 trips
0
5.0
Verified
Great Time on the Gulf
3/4 Day Trip on March 25, 20262 adults
The Gulf was a little rough today, but we still had a great time. Capt Steve was amazing. Very good with the kids and personable. Would book again.
Reported catch:
Vermilion Snapper
Response from Captain
March 27, 2026
what a wonderful family, thank you so much for choosing to go fishing with me! 👍
Tanna Smith
Tanna Smith
us
Mount Pleasant, TX, US
Member since 2025
0
5.0
Verified
Family of 4 from Texas
Half Day Trip (PM) on June 27, 20253 adults1 child
Captain Steve was great! Great communication leading up to the trip and during! He was friendly and down to earth! We will definitely book with him again! Highly recommend Captain Steve, Lock N Loaded!
Reported catch:
Red Snapper
Response from Captain
June 28, 2025
What a great time, thanks for going with me!👍

FAQs about Lock N Load Charters

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The fish you can target

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What is the boat like?

Boat image
Boat category
Cabin cruisers
Capacity
6 persons
Boat length
28 ft
Year built
1989
Restored in
2020
Boat manufacturer
Mako
Boat type
Cuddy cabin
Engine model
Yamaha
Powered by
1 x 350HP
Max cruising speed
25 knots
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