Lock N Load Charters 

4.8/5 (238 reviews)
 
State licensed
 Harbor Boulevard 538, Destin, FL 32541, United States

Lock N Load Charters 

Up to 9 miles
Destin, FL, United States
28 ft
6
4.8/5 (238 reviews)

Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the 'Lock N Load', a 28' Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.

Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the 'Lock N Load', a 28' Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.

Steve Brown's Lock N Load Charters
Charter Operator
Steve Brown's Lock N Load Charters
25 years of experience
ID & credentials verified
responds within an hour

Trip availability and prices

Trip Date:
Group Size:
Select date to see availability
July 2026
SuMoTuWeThFrSa
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Number of days
1
Group Size
2 adults • 0 children
Change
Almost there...
Spring special
FREE Cancellation 7 days notice
4 hour trip starts at 8:00 AM
Seasonal trip
Feb 1 - May 1
Amberjack
King Mackerel (Kingfish)
US $900
Entire boat: up to 6 people
Half Day Trip (AM)
In high demand Last booked: 1 day ago
FREE Cancellation 7 days notice
4 hour trip starts at 6:00 AM
Amberjack
King Mackerel (Kingfish)
Snapper (Red)
Shark (Blacktip)
+1
US $1,000
Entire boat: up to 4 people
Half Day Trip (PM)
In high demand Last booked: 5 days ago
FREE Cancellation 7 days notice
4 hour trip starts at 11:00 AM
Amberjack
King Mackerel (Kingfish)
Snapper (Red)
Shark (Blacktip)
+1
US $1,000
Entire boat: up to 4 people
Half day PM
FREE Cancellation 7 days notice
4 hour trip starts at 12:30 PM
Amberjack
King Mackerel (Kingfish)
Snapper (Red)
Shark (Blacktip)
+1
US $1,000
Entire boat: up to 4 people
3/4 Day Trip
FREE Cancellation 7 days notice
6 hour trip starts at 6:00 AM
Amberjack
King Mackerel (Kingfish)
Snapper (Red)
Shark (Blacktip)
+1
US $1,500
Entire boat: up to 4 people
There is 1 person looking at this charter.

Customer reviews

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Rating

4.8
238 reviews
4.8
Boat & equipment
4.9
Captain & crew
4.8
Fishing Experience

Anglers' gallery (359)

What anglers say

96%
Great experience
98%
Family friendly
99%
Friendly captain
99%
Good boat
95%
Recommended
90%
Caught fish

All reviews (238)

Frequently mentioned
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Showing 15 of 238 reviews
Ashlyn Smith
Ashlyn Smith
us
Louisiana, US
Member since 2026
5.0
Verified
New
Had a great time!
Half Day Trip (AM) on July 3, 20264 adults2 children

Great time. We fish regularly at home but wanted to catch things we dont normally and we did just that. 3 amberjacks, 2 snappers and we hooked onto a shark and we all battled for 30 mins before the line finally snapped. Husband saw it right as the line snapped. Capt Steve seems to know his stuff. We were put on fish everytime with barely any delays. We had 2 adults. 2 teen girls and 2 young boys and we all thoroughly enjoyed it.

Reported catch:
Amberjack
Red Snapper
Steve Brown's Lock N Load Charters
Response from Charter operator

I really enjoyed taking you guys, you were so wonderful, it took a little longer catching bait, but I wanted to give you some extra time and it paid off, you guys did fantastic. Such a wonderful family! ❤️

Sarah Pittz
Sarah Pittz
us
Wisconsin, US
Member since 2026
5.0
Verified
So much fun & so many fish!
Half Day Trip (PM) on March 27, 20263 adults2 children

Captain Steve was an awesome host for our family’s spring break excursion! Despite it being early in the season, he put us on a ton of fish and had nothing but patience with the kids, teaching them every step of the way! He took care of everything so we could just focus on having a great time - we highly recommend Lock N Load Chartera!

Steve Brown's Lock N Load Charters
Response from Charter operator

it was a blast! I really enjoyed taking ya’ll, thanks for choosing to book with me. 🙏 “I got one more silver dollar” 🤩

Matthew Decker
Matthew Decker
Repeat angler
us
Kentucky, US
Member since 2025
2 trips
5.0
Verified
New
EXACTLY AS ADVERTISED!!
Half Day Trip (AM) on July 16, 20262 adults4 children

 Captain Steve was fantastic, put us on the fish and made the overall experience terrific 

Reported catch:
Red Snapper
Amberjack
John Austin
John Austin
Repeat angler
us
Tennessee, US
Member since 2023
3 trips
5.0
Verified
New
Great trip.
Half Day Trip (AM) on July 4, 20265 adults

2nd time with captain Steve. He put is in fish both days. Great family fishing trip.

Reported catch:
Amberjack
Blacktip Shark
Steve Brown's Lock N Load Charters
Response from Charter operator

fantastic trip, fantastic family, thank you so much for choosing to fish with me, what a great time!😍

Brian Givens
Brian Givens
Repeat angler
us
Tennessee, US
Member since 2023
3 trips
5.0
Verified
New
Super fun day of fishing!
3/4 Day Trip on July 6, 20262 adults

Fishing with Captain Steve was awesome, caught a lot, had a lot of fun!

Reported catch:
Amberjack
Red Snapper
Steve Brown's Lock N Load Charters
Response from Charter operator

What a great day! Thanks so much for fishing with me again. We love return clients ❤️

FAQs about Lock N Load Charters

Lock N Load Charters offers the following trips to customers:
  • US $900 per group - Spring special (4 hours)
  • US $1,000 per group, additional US $100 per person after 4 guests - Half day PM (4 hours)
  • US $1,000 per group, additional US $100 per person after 4 guests - Half Day Trip (AM) (4 hours)
  • US $1,000 per group, additional US $100 per person after 4 guests - Half Day Trip (PM) (4 hours)
  • US $1,500 per group, additional US $100 per person after 4 guests - 3/4 Day Trip (6 hours)
When you book a trip with Lock N Load Charters, you can expect the following amenities onboard:
  • Toilet We have comfortable facilities in the V-berth 
  • GPS
  • Fishfinder
  • Flybridge
  • Live bait well
  • Ice box
Trips booked with Lock N Load Charters include:
  • Rods, reels & tackle
  • Live bait (Caught on the trip)
  • Lures
  • Catch cleaning & filleting (We will clean the fish for you at the dock when we return from the trip )
  • Fishing license (Your fishing license is included in the price of the trip! )
Lock N Load Charters offers the following types of fishing:
  • Nearshore fishing
  • Offshore fishing (State Waters)
  • Reef fishing
  • Wreck fishing
Lock N Load Charters offers the following fishing techniques:
  • Light tackle
  • Heavy tackle
  • Bottom fishing
  • Trolling
  • Deep sea fishing
Top targeted fish species with Lock N Load Charters include:
  • Amberjack
  • King Mackerel (Kingfish)
  • Sailfish
  • Shark (Blacktip)
  • Shark (Hammerhead)
  • Shark (Mako)
  • Sheepshead
  • Snapper (Red)
  • Snapper (Vermilion)
  • Wahoo

Your operator

Steve Brown's Lock N Load Charters
Steve Brown's Lock N Load Charters
Steve Brown's Lock N Load Charters

Destin, Florida, United States

ID & license verified
238 Customer reviews
Typical response within an hour
Member since April 2015

Captain Steve Brown is a Tennessee native. Growing up, Steve spent most of his time hunting and fishing the banks of the Tennessee River. When Steve graduated with a degree in theology, he went to professionally guide hunting trips in central Montana. But the waters of the 'World's Luckiest Fishing Village' have always been his dream. Steve moved to Destin in 2001 and began learning from other captains and anglers along the Emerald Coast. Eventually, he won 'Captain of the Year' in 2011 and the world famous 'Destin Fishing Rodeo.'

ID & license verified
238 Customer reviews
Typical response within an hour
Member since April 2015

Captain Steve Brown is a Tennessee native. Growing up, Steve spent most of his time hunting and fishing the banks of the Tennessee River. When Steve graduated with a degree in theology, he went to professionally guide hunting trips in central Montana. But the waters of the 'World's Luckiest Fishing Village' have always been his dream. Steve moved to Destin in 2001 and began learning from other captains and anglers along the Emerald Coast. Eventually, he won 'Captain of the Year' in 2011 and the world famous 'Destin Fishing Rodeo.'

The fish you can target

Amberjack
Amberjack
King Mackerel (Kingfish)
King Mackerel (Kingfish)
Sailfish
Sailfish
Blacktip Shark
Blacktip Shark
Hammerhead Shark
Hammerhead Shark
Mako Shark
Mako Shark
Sheepshead
Sheepshead
Red Snapper
Red Snapper
Vermilion Snapper
Vermilion Snapper
Wahoo
Wahoo
Amberjack
Amberjack
King Mackerel (Kingfish)
King Mackerel (Kingfish)
Sailfish
Sailfish
Blacktip Shark
Blacktip Shark
Hammerhead Shark
Hammerhead Shark

What is the boat like?

Boat image
Boat category
Cabin cruisers
Capacity
6 persons
Boat length
28 ft
Year built
1989
Restored in
2020
Boat manufacturer
Mako
Boat type
Cuddy cabin
Engine model
Yamaha
Powered by
1 x 350HP
Max cruising speed
25 knots

What kind of fishing will you do?

Nearshore Fishing
Offshore Fishing
State Waters
Reef Fishing
Wreck Fishing

Which fishing techniques you can try

Light Tackle
Heavy Tackle
Bottom Fishing
Trolling
Deep Sea Fishing

Which amenities are available onboard

Toilet
We have comfortable facilities in the V-berth 
GPS
Fishfinder
Flybridge
Live bait well
Ice box

What's included in the trip price

Rods, reels & tackle
Live bait
Caught on the trip
Lures
Catch cleaning & filleting
We will clean the fish for you at the dock when we return from the trip 
Fishing license
Your fishing license is included in the price of the trip!

How cancellations work

Free cancellation up to 7 days prior to trip

You can cancel or modify your booking up to 7 days before the trip date, free of charge. If you cancel or modify your booking later, or fail to show up, you'll forfeit 100% of what you've paid.

More details

What the listing policies are

Pickup not included

Transfer to/from departure site is not included in trip rates.

Child friendly
We love kids!
You keep catch
Catch and release allowed

How you can pay

Book with 10% deposit, pay rest to captain

When the captain confirms your trip, FishingBooker charges your credit card a 10% deposit to guarantee your reservation.

The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:

 Cash

 Visa

 Mastercard

 American Express

 Checks

When paying the remaining balance with a credit card, an additional 4% charge will apply.

What’s biting in Destin right now

AmberjackAmberjack
King Mackerel (Kingfish)King Mackerel (Kingfish)
SailfishSailfish
Shark (Mako)Shark (Mako)
SheepsheadSheepshead
Snapper (Red)Snapper (Red)
Snapper (Vermilion)Snapper (Vermilion)
WahooWahoo

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