Lock N Load Charters
Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.
The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.
A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.
Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!
Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the 'Lock N Load', a 28' Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.
The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.
All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.
Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.
The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.
A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.
Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!
Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the 'Lock N Load', a 28' Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.
The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.
All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.
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Customer reviews
Rating
Anglers' gallery (368)
What anglers say
Reviews (243)
Ashlyn Smith5.0VerifiedHad a great time!
Half Day Trip (AM) on July 3, 2026 • 6 adults • 2 childrenGreat time. We fish regularly at home but wanted to catch things we dont normally and we did just that. 3 amberjacks, 2 snappers and we hooked onto a shark and we all battled for 30 mins before the line finally snapped. Husband saw it right as the line snapped. Capt Steve seems to know his stuff. We were put on fish everytime with barely any delays. We had 2 adults. 2 teen girls and 2 young boys and we all thoroughly enjoyed it.
Rebecca Yumoto5.0VerifiedSo much fun!
Half Day Trip (AM) on August 3, 2026 • 6 adultsCaptain Steve was great! He is very knowledgeable and helpful! We all were able to catch some fish using a variety of techniques. I would definitely recommend. We did the morning 4 hour and it was great for us. We ended before it got too warm an still had lots of time to enjoy the rest of the day. Steve even fileted our fish that we caught and kept.
James Collings5.0Verifiedmy first fishing charter
Half Day Trip (PM) on July 24, 2026 • 6 adultsThis was my first charter ishin trip. Captain Steve was great. Two days after a hurricane and he was able to ge us on fish. Two of our party got sea sick and he was able to help us get through it. Great guy, great boat. I will recommend him to anyone headed this way. Thanks Steve.
Sarah Pittz5.0VerifiedSo much fun & so many fish!
Half Day Trip (PM) on March 27, 2026 • 5 adults • 2 childrenCaptain Steve was an awesome host for our family’s spring break excursion! Despite it being early in the season, he put us on a ton of fish and had nothing but patience with the kids, teaching them every step of the way! He took care of everything so we could just focus on having a great time - we highly recommend Lock N Load Chartera!
Matthew DeckerRepeat angler5.0VerifiedEXACTLY AS ADVERTISED!!
Half Day Trip (AM) on July 16, 2026 • 6 adults • 4 children Captain Steve was fantastic, put us on the fish and made the overall experience terrific 
John AustinRepeat angler5.0VerifiedGreat trip.
Half Day Trip (AM) on July 4, 2026 • 5 adults2nd time with captain Steve. He put is in fish both days. Great family fishing trip.
Brian Devore5.0Verifiedgreat time
Half Day Trip (PM) on July 2, 2026 • 5 adultshad an amaxing time and caught some awesome fish. captywas awesome
Jose Benavides5.0VerifiedGreat trip, my son I had a great experience.
Half Day Trip (AM) on July 28, 2026 • 2 adults
Bill Latoria5.0VerifiedLocked and Loaded!!
3/4 Day Trip on July 5, 2025 • 4 adultsThis was a lot of fun. Went for the 6 hour trip and Captain Steve put us on the fish at every stop. Plenty of opportunity to catch fish and we got nibbles pretty much as soon as our bait settled. Captain Steves direction put our bait right in the middle of the schools and his attention to detail ensured we got the fish in the boat. All in all we had a ton of fun and we're exhausted by the end of the day (in a good way). Book with Captain Steve and you'll have a blast!
Shaunda Combs5.0VerifiedCaught a huge King!
Half day PM on July 12, 2024 • 6 adults • 2 childrenI booked with Captain Steve last minutes due to another captain cancelling on my group for the second year in a row. He was great with the kids, taking us to catch bait and see dolphins to start. We caught sight of something large feeding in the water and Captain Steve cast us out, we caught a huge King Mackerel within a hour of being on the water. We also caught a good sized amberjack. We had several that broke the line. Both of the men in our party snagged big fish and got them both to the boat before the lines broke. It was a great first experience and the kids had a blast!
FAQs about Lock N Load Charters
- US $900 per group - Spring special (4 hours)
- US $1,000 per group, additional US $100 per person after 4 guests - Half day PM (4 hours)
- US $1,000 per group, additional US $100 per person after 4 guests - Half Day Trip (AM) (4 hours)
- US $1,000 per group, additional US $100 per person after 4 guests - Half Day Trip (PM) (4 hours)
- US $1,500 per group, additional US $100 per person after 4 guests - 3/4 Day Trip (6 hours)
- Toilet We have comfortable facilities in the V-berth 
- GPS
- Fishfinder
- Flybridge
- Live bait well
- Ice box
- Rods, reels & tackle
- Live bait (Caught on the trip)
- Lures
- Catch cleaning & filleting (We will clean the fish for you at the dock when we return from the trip )
- Fishing license (Your fishing license is included in the price of the trip! )
- Nearshore fishing
- Offshore fishing (State Waters)
- Reef fishing
- Wreck fishing
- Light tackle
- Heavy tackle
- Bottom fishing
- Trolling
- Deep sea fishing
- Amberjack
- King Mackerel (Kingfish)
- Sailfish
- Shark (Blacktip)
- Shark (Hammerhead)
- Shark (Mako)
- Sheepshead
- Snapper (Red)
- Snapper (Vermilion)
- Wahoo
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ChecksWhat’s biting in Destin right now
Amberjack
King Mackerel (Kingfish)
Sailfish
Shark (Blacktip)
Shark (Mako)
Sheepshead
Snapper (Red)
Snapper (Vermilion)
WahooCompare similar fishing charters
State licensed4.8(156)26 ftGroup size 1 - 61 - 6
+74 hour trip • 6 personsUS $900
Federally permitted4.9(97)25 ftGroup size 1 - 61 - 6
+104 hour trip • 6 personsUS $950
