Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the ‘Lock N Load’, a 28’ Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.



Select date to see available trips and rates:

  • Private trip
    Half day PM
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 12:30 PM
    $900
    Afternoon trolling
  • Private trip
    Half Day Trip (AM)
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 6:00 AM
    $900
    Don't let the length of the trip fool you. You will have plenty of time to test yourself in trolling for King Mackerel, Wahoo, and many other species nearshore.
  • Private trip
    Half Day Trip (PM)
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 11:00 AM
    $900
    The trip may start at 11 in the morning. The package is especially great for families fishing with children. Capt. Steve will guide you and your kids through the basics before you even make your first cast. He will take you fishing state waters for whatever is biting.
  • Private trip
    3/4 Day Trip
    FREE Cancellation 7 days notice
    6 Hour Trip, starts at 6:00 AM
    $1,350
    Add a few more hours to a half day and spend more time on the water. And more time means more fish! When the season allows, head to the reefs for Snapper and try bottom fishing. Troll for Kingfish, Wahoo, and many other exciting species.
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About the Charter Operator

Steve Brown's Lock N Load Charters
Destin, Florida, United States
ID & License verified
161 Customer reviews
Response time within an hour
Member since April 2015
Angler's Choice
The Angler's Choice Award is given to listings that consistently deliver a high-quality service and earn great reviews from customers.
Captain Steve Brown is a Tennessee native. Growing up, Steve spent most of his time hunting and fishing the banks of the Tennessee River. When Steve graduated with a degree in theology, he went to professionally guide hunting trips in central Montana. But the waters of the ‘World’s Luckiest Fishing Village’ have always been his dream. Steve moved to Destin in 2001 and began learning from other captains and anglers along the Emerald Coast. Eventually, he won ‘Captain of the Year’ in 2011 and the world famous ‘Destin Fishing Rodeo.’

About this listing

Targeted species

Amberjack Amberjack
King Mackerel (Kingfish) King Mackerel (Kingfish)
Sailfish Sailfish
Shark (Blacktip) Blacktip Shark

Boat specs

Mako (Cuddy cabin) originally built in 1989, and restored in 2020. Powered by a 350HP Yamaha engine, with a maximum cruising speed of 25 knots.

Length
28 ft
Capacity
6 persons

Types of fishing

Nearshore Fishing
Offshore Fishing
State Waters
Reef Fishing
Wreck Fishing

Fishing techniques

Light Tackle
Heavy Tackle
Bottom Fishing
Trolling
Deep Sea Fishing

Amenities

Toilet
GPS
Fishfinder
Flybridge
Live Bait Well
Ice Box

Trip includes

Rods, reels & tackle
Live Bait
Caught on the trip
Lures
Catch cleaning & filleting
Fishing License

Cancellation policy

Free cancellation up to 7 days prior to trip

Customers can cancel or modify their booking up to 7 days before the trip date free of charge. If the trip is canceled or modified later, or in the event of a no-show, 100% of the deposit will be charged.

Listing policies

Pickup not included
Transfer to/from departure site is not included in trip rates.
Child Friendly
You Keep Catch
Catch and Release Allowed

Payment

Book with 10% deposit, pay rest to captain

When the captain confirms your trip, FishingBooker charges your credit card a 10% deposit to guarantee your reservation.

The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:

Cash
Visa
Mastercard
American Express
Checks
When paying the remaining balance with a credit card, an additional 4% charge will apply.

Destin Fishing Calendar

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Customer reviews

Rating Summary
Excellent
4.8 / 5
out of 5 stars from 161 reviews
Boat
Excellent
4.8 / 5
Crew
Excellent
4.9 / 5
Experience
Excellent
4.8 / 5
Photos & videos by reviewers (183)
Fishing with Steve
Fishing with Steve
Memories Made! Experiences are irreplaceable \ud83d\udc99
+180
Angler Rating
143
9
7
0
1
Anglers Claimed
Good experience
94%
Friendly captain
99%
Recommend this charter
95%
Appropriate for children
98%
Satisfied with the boat
99%
Catch intended fish
87%
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Showing:
5 of 161 reviews
Justin P.
Destin, Florida
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Steve Brown

VERIFIED   Half Day Trip (AM) on August 11, 2022
Steve is one heck of a person. Very professional, genuine and thoughtful. My wife got sick and Steve was willing to take her...
Justin P. recommends Lock N Load Charters
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Misty G.
Covington, LA
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Half Day Trip

VERIFIED   Half Day Trip (AM) on July 27, 2022
Captain Steve and his deck hand knew their stuff! Trip started of with bad weather but we were able to get on a school of mahi...
Misty G. recommends Lock N Load Charters
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  Steve Brown's Lock N Load Charters Charter Operator replied

Stacy J.
New Orleans, Louisiana
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Memories Made! Experiences are irreplaceable 💙

VERIFIED   Half Day Trip (AM) on July 29, 2022
Captain Steve was AMAZE!! This was a first for my crew …we were complete amateurs …party of 6!  We will definitely be...
Stacy J. recommends Lock N Load Charters
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  Steve Brown's Lock N Load Charters Charter Operator replied

Michael S.
Teheran, IL
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Half day.

VERIFIED   Half Day Trip (AM) on June 29, 2022
We had a great experience.  The fish just weren’t having it. But the captain and his crew busted their asses to help us...
Michael S. recommends Lock N Load Charters
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You found this review helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Brian T.
United States
Excellent
5.0 / 5
Experience:
Excellent
5.0 / 5
Boat
Excellent
5.0 / 5
Crew
Excellent
5.0 / 5
Overall

Half day with Captain Steve

VERIFIED   Half Day Trip (PM) on July 19, 2022
We had a half day trip with Captain Steve yesterday. 2 dads with 4 kids from 10 to 15 years old. Steve got us on the fish multiple...
Brian T. recommends Lock N Load Charters
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  Steve Brown's Lock N Load Charters Charter Operator replied

FAQs about Lock N Load Charters

Lock N Load Charters offers the following trips to customers:
  • $900 per group, additional $100 per person after 4 guests - Half day PM (4 hours)
  • $900 per group, additional $100 per person after 4 guests - Half Day Trip (AM) (4 hours)
  • $900 per group, additional $100 per person after 4 guests - Half Day Trip (PM) (4 hours)
  • $1,350 per group, additional $100 per person after 4 guests - 3/4 Day Trip (6 hours)

When you book a trip with Lock N Load Charters, you can expect the following amenities onboard:
  • Toilet
  • GPS
  • Fishfinder
  • Flybridge
  • Live Bait Well
  • Ice Box

Trips booked with Lock N Load Charters include:
  • Rods, reels & tackle
  • Live Bait (Caught on the trip)
  • Lures
  • Catch cleaning & filleting
  • Fishing License

Lock N Load Charters offers the following types of fishing:
  • Nearshore Fishing
  • Offshore Fishing (State Waters)
  • Reef Fishing
  • Wreck Fishing

Lock N Load Charters offers the following fishing techniques:
  • Light Tackle
  • Heavy Tackle
  • Bottom Fishing
  • Trolling
  • Deep Sea Fishing

Top targeted fish species with Lock N Load Charters include:
  • Amberjack
  • King Mackerel (Kingfish)
  • Sailfish
  • Shark (Blacktip)
  • Shark (Hammerhead)
  • Shark (Mako)
  • Sheepshead
  • Snapper (Red)
  • Snapper (Vermilion)
  • Wahoo