Lock N Load Charters is a family-oriented company that specializes in fishing the waters of the Emerald Coast. If you are planning your next family outing or just want to fish with your friends, Destin is the place to be and the place to fish.

The company is operated by the 2011 Destin Fishing Rodeo Captain of The Year. Capt. Steve has been mastering the waters for almost two decades and knows the area like the back of his hand.

A day out with Lock N Load will be full of entertaining fish stories, beautiful scenery, and family memories that will last a lifetime. Capt. Steve caters to everyone, be it a complete beginner, a younger angler, or a highly experienced fisherman.

Explore the white sandy beaches. Head up to 9 miles out and check the bite nearshore. Take as many species as possible off your personal angling bucket list. Test yourself in trolling and bottom fishing for the likes of Snapper, Sailfish, Marlin, Grouper, Amberjack, Wahoo, King Mackerel, Sheepshead, and even Sharks!

Capt. Steve will provide you with only the finest tackle available by the leading brands such as Penn International. He will greet you with a warm welcome aboard the ‘Lock N Load’, a 28’ Mako. She comes powered by a new 350 HP Yamaha engine and can comfortably take up to six anglers. Fish in comfort and style, using the latest and most advanced fish finding electronics, as well as professional tools and accessories.

The Lock N Load is equipped with dry storage, comfortable seating, and a restroom. She also features a flybridge, which will only make your fishing adventure more exciting.

All trips come with gear, tackle, licenses, and lures. Your catch will be cleaned and ready to go straight into the frying pan.



Select date to see available trips and rates:

  • Private trip
    Full Day Trip
    FREE Cancellation 7 days notice
    8 Hour Trip, starts at 6:00 AM
    $1,600
    This full-day trip is for the most passionate anglers. You will be spending your day on state waters fishing for Snapper (when in season), King Mackerel, Wahoo, Grouper, Sharks, and many more. On your way to the fishing grounds, you will jig for bait.
  • Private trip
    3/4 Day Trip
    FREE Cancellation 7 days notice
    6 Hour Trip, starts at 6:00 AM
    $1,200
    Add a few more hours to a half day and spend more time on the water. And more time means more fish! When the season allows, head to the reefs for Snapper and try bottom fishing. Troll for Kingfish, Wahoo, and many other exciting species.
  • Private trip
    Half Day Trip (AM)
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 6:00 AM
    $800
    Don't let the length of the trip fool you. You will have plenty of time to test yourself in trolling for King Mackerel, Wahoo, and many other species nearshore.
  • Private trip
    Half Day Trip (PM)
    FREE Cancellation 7 days notice
    4 Hour Trip, starts at 11:00 AM
    $800
    The trip may start at 11 in the morning. The package is especially great for families fishing with children. Capt. Steve will guide you and your kids through the basics before you even make your first cast. He will take you fishing state waters for whatever is biting.
There are 9 people looking at this charter.

About the Charter Operator

Steve Brown's Lock N Load Charters
Destin, Florida, United States
Angler's Choice
ID & License verified
108 Customer Reviews
Response time within an hour
Member since April 2015
Captain Steve Brown is a Tennessee native. Growing up, Steve spent most of his time hunting and fishing the banks of the Tennessee River. When Steve graduated with a degree in theology, he went to professionally guide hunting trips in central Montana. But the waters of the ‘World’s Luckiest Fishing Village’ have always been his dream. Steve moved to Destin in 2001 and began learning from other captains and anglers along the Emerald Coast. Eventually, he won ‘Captain of the Year’ in 2011 and the world famous ‘Destin Fishing Rodeo.’

About this listing

Targeted Species

Amberjack Amberjack
King Mackerel (Kingfish) King Mackerel (Kingfish)
Sailfish Sailfish
Shark (Blacktip) Shark (Blacktip)

Shark (Hammerhead) Shark (Hammerhead)
Shark (Mako) Shark (Mako)
Sheepshead Sheepshead
Snapper (Red) Snapper (Red)

Snapper (Vermilion) Snapper (Vermilion)
Wahoo Wahoo

Boat Specs

Mako (Cuddy cabin) originally built in 1989, and restored in 2017. Powered by a 350HP Yamaha engine, with a maximum cruising speed of 25 knots.

Length
28 ft
Capacity
6 persons

Types of Fishing

Nearshore Fishing
Offshore Fishing
Reef Fishing
Wreck Fishing

Fishing Techniques

Light Tackle
Heavy Tackle
Bottom Fishing
Trolling
Deep Sea Fishing

Amenities

Toilet
GPS
Fishfinder
Flybridge
Live Bait Well
Ice Box
Toilet
GPS
Fishfinder
Flybridge
Live Bait Well
Ice Box

Trip Includes

Rods, reels & tackle
Live Bait
Lures
Catch cleaning & filleting
Fishing License

Cancellation Policy

Free cancellation up to 7 days prior to trip

Customers can cancel or modify their booking up to 7 days before the trip date free of charge. If the trip is canceled or modified later, or in the event of a no-show, 100% of the deposit will be charged.

Listing Policies

Pickup not included
Transfer to/from departure site is not included in trip rates.
Child Friendly
You Keep Catch
Catch and Release Allowed

Payment

Book with 10% deposit
When the captain confirms your trip, FishingBooker charges your credit card a 10% deposit to guarantee your reservation.
Pay remaining balance to captain
The remaining balance is to be paid directly to the charter operator on or prior to your trip date in one of the following payment methods:
Cash
Visa
Mastercard
American Express
Checks

When paying the remaining balance with a credit card, there is a 4% fee.

Destin Fishing Calendar

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Customer Reviews

Rating Summary
Photos & videos by reviewers (130)
4.82
Excellent Excellent Excellent Excellent Excellent
out of 5 stars from 108 reviews
Boat
Excellent Excellent Excellent Excellent Excellent
Crew
Excellent Excellent Excellent Excellent Excellent
Experience
Excellent Excellent Excellent Excellent Excellent
4 he AM trip
4 he AM trip
4 he AM trip
+127
Angler Rating
98
5
4
0
1
Anglers Claimed
Good experience
95%
Friendly captain
99%
Recommend this charter
95%
Appropriate for children
99%
Satisfied with the boat
100%
Catch intended fish
87%
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Showing:
5 of 108 reviews
Sharon S.
Benton, Wisconsin
Excellent Excellent Excellent Excellent Excellent  5.00
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

Great 3/4 day trip with Capt. Steve! A+++

VERIFIED   3/4 Day Trip on June 18, 2020
Hi, we booked Captain Steve for an amazing 6 hour fishing trip. Captain Steve was very kind and so was his helper aboard the...
Sharon S. recommends Lock N Load Charters
Mark as helpful
1 person finds this review helpful
You and 1 other person found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Luke C.
McCombs, KY
Excellent Excellent Excellent Excellent Excellent  5.00
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

4 Hour Trip with Captain Steve

VERIFIED   Half Day Trip (PM) on June 17, 2020
We had a 4 hour trip with Captain Steve and his deckhand. Steve took us to catch bait and went out to fish. We caught multiple...
Luke C. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Jamie B.
Evansville, IN
Excellent Excellent Excellent Excellent Excellent  5.00
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

Half Day Trip with Captain Steve

VERIFIED   Half Day Trip (AM) on June 15, 2020
I have been on numerous fishing charters and Captain Steve is hands down the best Captain I have ever been with.  We are not...
Jamie B. recommends Lock N Load Charters
Mark as helpful
You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Monica D.
SANTA RSA BCH, FL
Excellent Excellent Excellent Excellent Excellent  5.00
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

Midmorning 4 hour with Captain Steve

VERIFIED   NEW  Half Day Trip (PM) on March 30, 2021
As a first timer, I felt so comfortable with the whole experience! The Captain and First Mate were great teachers! The rest...
Monica D. recommends Lock N Load Charters
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You found this helpful
  Steve Brown's Lock N Load Charters Charter Operator replied

Danny P.
Baton Rouge, LA
Excellent Excellent Excellent Excellent Excellent  5.00
Experience:
Excellent Excellent Excellent Excellent Excellent Boat
Excellent Excellent Excellent Excellent Excellent Crew
Excellent Excellent Excellent Excellent Excellent Overall

8 hour trip

VERIFIED   Full Day Trip on July 29, 2020
We had a great time, the captain and deckhand were great. We went out on a day when there was a lot less than perfect conditions,...
Danny P. recommends Lock N Load Charters
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FAQs about Lock N Load Charters

Lock N Load Charters offers the following trips to customers:
  • $800 per group, additional $75 per person after 4 guests - Half Day Trip (AM) (4 hours)
  • $800 per group, additional $75 per person after 4 guests - Half Day Trip (PM) (4 hours)
  • $1,200 per group, additional $75 per person after 4 guests - 3/4 Day Trip (6 hours)
  • $1,600 per group, additional $75 per person after 4 guests - Full Day Trip (8 hours)

When you book a trip with Lock N Load Charters, you can expect the following amenities onboard:
  • Toilet
  • GPS
  • Fishfinder
  • Flybridge
  • Live Bait Well
  • Ice Box

Trips booked with Lock N Load Charters include:
  • Rods, reels & tackle
  • Live Bait (Caught on the trip)
  • Lures
  • Catch cleaning & filleting
  • Fishing License

Lock N Load Charters offers the following types of fishing:
  • Nearshore Fishing
  • Offshore Fishing (State Waters)
  • Reef Fishing
  • Wreck Fishing

Lock N Load Charters offers the following fishing techniques:
  • Light Tackle
  • Heavy Tackle
  • Bottom Fishing
  • Trolling
  • Deep Sea Fishing

Top targeted fish species with Lock N Load Charters include:
  • Amberjack
  • King Mackerel (Kingfish)
  • Sailfish
  • Shark (Blacktip)
  • Shark (Hammerhead)
  • Shark (Mako)
  • Sheepshead
  • Snapper (Red)
  • Snapper (Vermilion)
  • Wahoo