
Located in Marathon, Florida, Island Girl Charters offers a variety of exciting opportunities to get out on the water! Whether you want to battle notorious Shark species close to shore, combine top-notch reef fishing with snorkeling or battle big game fish offshore, Captain Lori Mccoy and Ricky Moran welcomes you to come aboard for the adventure of a lifetime. Even better? Anglers of all ages and skill levels are welcome, so make this a family trip to remember!
Capt. Lori grew up on the water and has been fishing since she was a little girl, regularly spending summers exploring Florida’s “fishing village,” Destin. She has over 40 years of angling experience under her belt, and prides herself on offer fully customizable adventures that’ll turn you into a true fishing fanatic!
You’ll be traveling on board a 31’ Stamas center console, built to cruise a variety of fishing grounds. She has room for up to 6 guests and is decked out with the hottest safety and navigational
Head to the local reefs, and you’ll have the chance to hook Yellowtail Snapper, as well as bottom fishing for other species. This is a great option for beginners. If you want to stay near shore and hook notorious sea beasts, you can target Shark species in the calmer waters of the Gulf. Ready for a challenge? Capt. Lori or ricky will take you up to 30 miles offshore,
You won’t just be angling, either – opt for a mixed trip and combine top-notch fishing action with snorkeling the beautiful waters of Sombrero Lighthouse, or All fishing gear is included, so all that’s left is to come aboard Island Girl Charters for an incredible adventure! auto-tip 20% enabled.
Rating summary
Photos & videos by reviewers (49)
Angler rating
Anglers claimed
Good experience
84%
Appropriate for children
91%
Friendly captain
95%
Satisfied with the boat
97%
Recommend this charter
83%
Caught fish
88%
Jun 17, 2025
Half Day Trip (PM)
As a long time boater I am always skeptical about reviews as there are some people that are some totally out of touch as I can confirm by some of the negative comments. Captain Lori and Rick were a great experienced team and did exactly what I expected of them. They had followed the weather for several days (as I had) and considered our 9 year old grandaughter and told us what to expect. I had already decided it was a Gulf day and she agreed, Rick had already chosen some GPS spots before we arrived. We caught fish and had a good ride. Sometime 3-5 chop is uncomfortable, but their boat was perfect. If you think you are a real boater , you will have a good time with Captains Lori and Rick aboard the Island Girl.
As a long time boater I am always skeptical about reviews as there are some people that are some totally out of touch as I can...
Jul 19, 2025
The charter operator canceled on trip date. This is an automated posting.
Jul 16, 2025
Half Day Trip (AM)
We had a great time. Capt Ricky was knowledgeable and did a great job keeping our lines in the water. I wish we could have caught more keepers.
We had a great time. Capt Ricky was knowledgeable and did a great job keeping our lines in the water. I wish we could have caught...
Apr 15, 2025
Half Day Trip – Mix It Up (PM)
Ricky is very knowledgeable about fishing and very helpful, albeit a bit impatient. But when the slightest thing does not go his way, he gets very upset/angry. He controls it fairly well, but the vibes were very off-putting. E.g., we swam too far from the boat, but were never told how far we could go. Also we preferred the fish just cleaned not hard-core filets, but that too more time and made him more upset. Finally did not appreciate the terse reminder to tip 20% as the crew (which was the owner and Ricky) supposedly lives of the tip. They did have superb bait and ensured we had a great fishing haul. Very knowledgeable. But ultimately the bad attitude left us with a soured experience. Great customer service and attitude should be #2 after ensuring fish are caught. Next time will look for reviews with no red flags.
Ricky is very knowledgeable about fishing and very helpful, albeit a bit impatient. But when the slightest thing does not go his...
Cape Carteret, NC
Jul 3, 2023
Half Day Trip (AM)
A family fun fishing trip. 6 of us went out on the Island Girl, Grandparents and kids, plenty of room and places to sit and find shade under the t-top. We were on fish as soon as we stopped. Capt. Ricky’s excellent advice allowed us to take 34 yellow tails for a ride back to the dock, but his advice on where to take them for dinner that night was even better! Wonderful time had by all thanks Capt Lori and Capt Ricky!
A family fun fishing trip. 6 of us went out on the Island Girl, Grandparents and kids, plenty of room and places to sit and find...
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Rating summary
Photos & videos by reviewers (49)
Angler rating
Anglers claimed
Good experience
84%
Appropriate for children
91%
Friendly captain
95%
Satisfied with the boat
97%
Recommend this charter
83%
Caught fish
88%
Experience:
Boat
Crew
Overall
Half Day Trip (PM) on June 17, 2025
As a long time boater I am always skeptical about reviews as there are some people that are some totally out of touch as I can confirm by some of the negative comments. Captain Lori and Rick were a great experienced team and did exactly what I expected of them. They had followed the weather for several days (as I had) and considered our 9 year old grandaughter and told us what to expect. I had already decided it was a Gulf day and she agreed, Rick had already chosen some GPS spots before we arrived. We caught fish and had a good ride. Sometime 3-5 chop is uncomfortable, but their boat was perfect. If you think you are a real boater , you will have a good time with Captains Lori and Rick aboard the Island Girl.
As a long time boater I am always skeptical about reviews as there are some people that are some totally out of touch as I can confirm by some of the negative comments. Captain Lori and Rick were a great experienced team and did exactly what I expected of them. They had followed the weather for several days (as I had) and considered our 9 year old grandaughter and told us what to expect. I had already decided it was a Gulf day and she agreed, Rick had already chosen some GPS spots before we...

Trip was supposed to happen on July 19, 2025
The charter operator canceled on trip date. This is an automated posting.

Experience:
Boat
Crew
Overall
Half Day Trip (AM) on July 16, 2025
We had a great time. Capt Ricky was knowledgeable and did a great job keeping our lines in the water. I wish we could have caught more keepers.
We had a great time. Capt Ricky was knowledgeable and did a great job keeping our lines in the water. I wish we could have caught more keepers.
Experience:
Boat
Crew
Overall
Half Day Trip – Mix It Up (PM) on April 15, 2025
Ricky is very knowledgeable about fishing and very helpful, albeit a bit impatient. But when the slightest thing does not go his way, he gets very upset/angry. He controls it fairly well, but the vibes were very off-putting. E.g., we swam too far from the boat, but were never told how far we could go. Also we preferred the fish just cleaned not hard-core filets, but that too more time and made him more upset. Finally did not appreciate the terse reminder to tip 20% as the crew (which was the owner and Ricky) supposedly lives of the tip. They did have superb bait and ensured we had a great fishing haul. Very knowledgeable. But ultimately the bad attitude left us with a soured experience. Great customer service and attitude should be #2 after ensuring fish are caught. Next time will look for reviews with no red flags.
Ricky is very knowledgeable about fishing and very helpful, albeit a bit impatient. But when the slightest thing does not go his way, he gets very upset/angry. He controls it fairly well, but the vibes were very off-putting. E.g., we swam too far from the boat, but were never told how far we could go. Also we preferred the fish just cleaned not hard-core filets, but that too more time and made him more upset. Finally did not appreciate the terse reminder to tip 20% as the crew (which was the...

Cape Carteret, NC
Experience:
Boat
Crew
Overall
Half Day Trip (AM) on July 3, 2023
A family fun fishing trip. 6 of us went out on the Island Girl, Grandparents and kids, plenty of room and places to sit and find shade under the t-top. We were on fish as soon as we stopped. Capt. Ricky’s excellent advice allowed us to take 34 yellow tails for a ride back to the dock, but his advice on where to take them for dinner that night was even better! Wonderful time had by all thanks Capt Lori and Capt Ricky!
A family fun fishing trip. 6 of us went out on the Island Girl, Grandparents and kids, plenty of room and places to sit and find shade under the t-top. We were on fish as soon as we stopped. Capt. Ricky’s excellent advice allowed us to take 34 yellow tails for a ride back to the dock, but his advice on where to take them for dinner that night was even better! Wonderful time had by all thanks Capt Lori and Capt Ricky!
